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4982 Cole Dr E, Mobile, AL 36619 Property Records

Mobile County property record for 4982 Cole Dr E, Mobile, AL 36619 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage2,451 sqft Living Area
OccupancyOwner Occupied
Last Sale$285,000 (2022)

Property Details

APN / Parcel Number

Primary APNR023307370001007
Alternative APNs
  • 33 07 37 0 001 007.XXX
  • 01139137
  • 1139137

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,451 sqft Living Area
1st Floor2,451 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2010
Exterior MaterialBrick Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
PorchOpen Porch
Porch Area125 sqft Porch
Utility Building480 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1139137
Old Parcel NumberR023307370001007
Street Address4982 COLE DR E
CityMOBILE
StateAL
Zip36619-8944
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 4TH ADDTO TODD ACRES MBK 6 P 215 #SEC 37 T5S R2W #MP33 07 37 0 001
Legal Range02W
Legal Township05S
Legal Section37
Legal SubdivisionTODD ACRES
Legal Lot Number4-5
JurisdictionMOBILE AL
Minor Civil DivisionTHEODORE
Census Blockgroup2
Census Block2018
Census Tract7000

Owner

Source: Mobile County records · APN R023307370001007

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4982 COLE DR E, MOBILE, AL 36619-8944
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
SOVEREIGN LENDING GROUP INC
Oct 27, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
INDEPENDENCE HOME LOANS LLC
Mar 28, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
WELLS FARGO BANK NA
Mar 28, 2022Affidavit of Death of Joint Tenant, Transfer
Mar 28, 2022Affidavit of Death of Joint Tenant, Transfer
SECURITY LAND TITLE INC, SURETY LAND TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2022 · Amount on Record
Deed SaleMar 28, 2022 · Amount on Record
Prior SaleMar 28, 2022
Deed Doc Number2022023057
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateJul 14, 2026
Property Address4982 COLE DR E, MOBILE, AL 36619-8944
Document Number0000042153
Instrument DateJul 09, 2026
Instrument202642153
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4982 COLE DR E, MOBILE, AL 36619-8944

Mortgage

Document Number0000042153,
DateJul 14, 2026
Instrument202642153
Lender
NameSOVEREIGN LENDING GROUP INC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.52%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4982 COLE DR E, MOBILE, AL 36619-8944
Transaction TypeMortgage
Record UpdatedNov 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4982 COLE DR E, MOBILE, AL 36619-8944

Mortgage

Document Number0000064071
DateOct 27, 2025
Instrument2025064071
Lender
NameINDEPENDENCE HOME LOANS LLC
TypeMortgage Company
Address4343 N SCOTTSDALE RD STE 100, SCOTTSDALE, AZ 85251
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 28, 2022
Property Address4982 COLE DR E, MOBILE, AL 36619-8944
Document Number0000023057
Map ReferenceMB 6 PG 215&216
Instrument DateMar 24, 2022
Instrument2022023057
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6151 MARINA DR S # S607, 6151, MOBILE, AL 36605-9670

Transferred To (Grantee/Buyer)

NameVerified Name
Address4982 COLE DR E, MOBILE, AL 36619-8944

Mortgage

Document Number0000023058
DateMar 28, 2022
Instrument2022023058
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMOBILE AL
Recording DateMar 28, 2022
Property Address4982 COLE DR E, MOBILE, AL 36619-8944
Document Number0000023055
Map ReferenceMB 6 PG 215&216
Instrument DateMar 21, 2022
Instrument2022023055
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMOBILE AL
Recording DateMar 28, 2022
Property Address4982 COLE DR E, MOBILE, AL 36619-8944
Document Number0000023056
Map ReferenceMB 6 PG 215&216
Instrument DateMar 21, 2022
Instrument2022023056
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$27,190 (+9.07%) Land $4,000 Building $23,190$271,900 (+9.07%) Land $40,000 Building $231,900
2023Additional exemption filed$24,930 Land $4,000 Building $20,930$249,300 Land $40,000 Building $209,300
2022$983.00

Flood & Wildfire

4982 Cole Dr E is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mobile County (01097C), updated October 1, 2025

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation11.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
62nd percentile of exposed land nationally · 80th in Alabama
Wildfire LikelihoodModerate — about 1 in 529 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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