4981 W State Rd 132, Pendleton, IN 46064 Property Records

Madison County property record for 4981 W State Rd 132, Pendleton, IN 46064

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,080 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$103,125 (Mar 2022)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2017-1-007`

Property Details

APN / Parcel Number

Primary APN	`34-2017-1-007`
Alternative APNs	`48-14-17-200-003.000-013` `00001223688`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Patio Area	138 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001223688
Street Address	4981 W STATE ROAD 132
City	PENDLETON
State	IN
Zip	46064-9182
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW NW 5.0000ACRES STR: 17187 SECTION: PLAT: 00 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1031
Census Tract	11501

Owner

4981 W State Rd 132, a rural home, is owned and occupied by an individual who bought it in March 2022.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4981 W STATE ROAD 132, PENDLETON, IN 46064-9182
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Deed Document Number	20224758
Record Updated	Sep 20, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	4981 W STATE ROAD 132, PENDLETON, IN 46064-9182
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R13306
Date	Aug 14, 2013
Instrument	2013R13306

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 13, 2023

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Mar 17, 2022
Property Address	4981 W STATE ROAD 132, PENDLETON, IN 46064-9182
Document Number	2022R04758
Instrument Date	Mar 16, 2022
Instrument	2022R04758
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4981 W STATE ROAD 132, PENDLETON, IN 46064-9182

Mortgage

Document Number	2022R04759
Date	Mar 17, 2022
Instrument	2022R04759

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4981 W State Rd 132 was $1,709 with a homeowner's exemption, up 6.7% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (+6.68%) Homeowner's exemption	$165,300 Land $42,700 Building $122,600	$165,300 Land $42,700 Building $122,600
2024	$1,602.00
2023		$144,200 (+4.27%) Land $40,000 Building $104,200	$144,200 (+4.27%) Land $40,000 Building $104,200
2022	$1,226.00	$138,300 Land $36,500 Building $101,800	$138,300 Land $36,500 Building $101,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4981 W State Rd 132 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4981 W State Rd 132 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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