4981 Tower Rd, Clay City, IL 62824 Property Records

Clay County property record for 4981 Tower Rd, Clay City, IL 62824 · Last verified July 2026

Property Summary

Property Type	Residential Vacant Land
Details	built 1972
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on File
Tax Bill	$223 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-30-200-010`

Property Details

APN / Parcel Number

Primary APN	`12-30-200-010`

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Multi-Family
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	4981 TOWER RD
City	CLAY CITY
State	IL
Zip	62824-2250
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SEC 30-3-8 PT SW NE 2 AC
Legal Range	08
Legal Township	03
Legal Section	30
Jurisdiction	CLAY IL
Township / Civil Division	CLAY CITY
Census Block Group	1
Census Block	1074
Census Tract	972200

Owner

Source: Clay County records · APN 12-30-200-010

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4963 TOWER RD, CLAY CITY, IL 62824-2250
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAV BANK
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK
Oct 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAV BANK
Aug 19, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	4981 TOWER RD, CLAY CITY, IL 62824
Transaction Type	Mortgage
Record Updated	Sep 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D197563
Date	Oct 08, 2019
Instrument	D197563

Lender

Name	COMMUNITY PARTNERS SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 01, 2046

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	4981 TOWER RD, CLAY CITY, IL 62824
Transaction Type	Mortgage
Record Updated	Sep 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200675
Date	Dec 21, 2020
Instrument	200675

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 01, 2026

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	4981 TOWER RD, CLAY CITY, IL 62824
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D197563
Date	Oct 08, 2019
Instrument	D197563

Lender

Name	COMMUNITY PARTNERS SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 01, 2046

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Aug 19, 2019
Property Address	4981 TOWER RD, CLAY CITY, IL 62824
Document Number	D197238
Instrument Date	Aug 14, 2019
Instrument	D197238
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 357, CLAY CITY, IL 62824-0357

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Clay City Township
Unified School District	Clay City Community Unit District 10 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,224 (+33.63%) Land $4,224	$12,672 (+33.63%) Land $12,672
2024	$223.00 (+6.7%)
2022	$209.00 (-3.69%)	$3,161 Land $2,081 Building $1,080	$9,483 Land $6,243 Building $3,240
2021	$217.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259722001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jun 1999, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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