4981 State Rte U, Pomona, MO 65789 Property Records

Howell County property record for 4981 State Rte U, Pomona, MO 65789

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1988
Lot Size	38.4 acres (1,672,704 sqft)
Owner	2 Individual Names on Record
Tax Bill	$874 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-1.0-01-000-000-001.02000`

Property Details

APN / Parcel Number

Primary APN	`11-1.0-01-000-000-001.02000`

Interior

Building Area	1,488 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	1,672,704 sqft

Location & Zoning

Street Address	4981 STATE ROUTE U
City	POMONA
State	MO
Zip	65789-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 L1 NE1/4
Legal Range	09W
Legal Township	25N
Legal Section	01
Legal Block	3
Legal Lot Number	1
Jurisdiction	HOWELL MO
Township / Civil Division	DRY CREEK
Census Block Group	3
Census Block	3007
Census Tract	90300

Owner

Source: Howell County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4981 STATE ROUTE U, POMONA, MO 65789-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit LANDMARK BANK
Oct 11, 2018	Deed of Trust, Mortgage · ARM LANDMARK BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2006
Deed Sale	Jan 4, 2006
Deed Document Number	200653
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	4981 STATE ROUTE U, POMONA, MO 65789-9126
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 STATE ROUTE U, POMONA, MO 65789-9126

Mortgage

Document Number	02023R4312
Date	Oct 23, 2023
Instrument	2023R4312

Lender

Name	SIMMONS BANK
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	4981 STATE ROUTE U, POMONA, MO 65789-9126
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R4682
Date	Nov 9, 2018
Instrument	2018R4682

Lender

Name	LANDMARK BANK
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Oct 17, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	4981 STATE ROUTE U, POMONA, MO 65789-9126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	POWELL-CREWS TITLE AND ESCROW, POWELL CREWS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R4282
Date	Oct 11, 2018
Instrument	2018R4282

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Unified School District	Willow Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,850 (-) Land $2,980 Building $20,870	$130,170 (-) Land $17,610 Building $112,560
2025	$874.00	$23,850 (+11.66%) Land $2,980 Building $20,870	$130,170 (+11.47%) Land $17,610 Building $112,560
2023		$21,360	$116,780 Land $16,280 Building $100,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 87% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Current High Speed Fiber	2,500 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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