4981 Spiro Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 4981 Spiro Rd, Mount Vernon, KY 40456

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,232 sqft
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$333 (2025)
Flood ZoneZone X (minimal risk)
APN024-00-034

Property Details

APN / Parcel Number

Primary APN024-00-034
Alternative APNs
  • 1561001
  • 1330601
  • 8501

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,232 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Account Number1330601
Street Address4981 SPIRO RD
CityMOUNT VERNON
StateKY
Zip40456-8542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 ACRES
JurisdictionROCKCASTLE KY
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2037
Census Tract950300

Owner

4981 Spiro Rd, a single family home, is owned by an individual.

Source: Rockcastle County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Mailing Address584 LOW GAP RD, MOUNT VERNON, KY 40456-8223
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000291135
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4981 Spiro Rd was $333.

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$333.00$41,000$41,000
2023$235.00$28,500$28,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4981 Spiro Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2021)
Most Recent ClaimFeb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4981 Spiro Rd is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 79% of Kentucky
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN ROCKCASTLE WATER ASSOC
private · serves 12,623 people · EPA ID KY1020891
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
200 / 20

May also be available: AT&T, Spectrum, T-Mobile.

Nearby Properties on Spiro Rd

Nearby Streets

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