Osceola County property record for 4981 Spangle Dr, Saint Cloud, FL 34769 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,365 sqft Living Area |
| Lot Size | 1,742 sqft (0.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $334,000 (2024) |
| Tax Bill | $5,973.00 (2025) |
| Primary APN | 09-26-30-0100-0001-0650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,365 sqft Living Area |
| Gross Area | 1,657 sqft Gross Area |
| 1st Floor | 608 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached Garage |
| Garage Area | 220 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch Area | 72 sqft Porch |
| Heating System | Central Heating |
|---|
| Street Address | 4981 SPANGLE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1869 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK TRACT G REPLAT PB 33 PGS 147-150 LOT 65 |
| Legal Subdivision | ANTHEM PARK TRACT G REPLAT |
| Legal Tract | G |
| Legal Lot Number | 65 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0100-0001-0650
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4981 SPANGLE DR, SAINT CLOUD, FL 34769-1869 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Dec 05, 2024 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PFN LENDING GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2024 · Amount on Record |
| Deed Sale | Dec 05, 2024 · Amount on Record |
| Deed Doc Number | 2024153164 |
| Deed Book / Page | 6705 / 1945 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 02, 2026 |
| Property Address | 4981 SPANGLE DR, SAINT CLOUD, FL 34769-1869 |
| Document Number | 0000071198 |
| Book / Page | 6979 / 2805 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202671198 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4981 SPANGLE DR, SAINT CLOUD, FL 34769-1869 |
| Document Number | 0000071198, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 6979/2805 |
| Instrument | 202671198 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Dec 01, 2054 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 05, 2024 |
| Property Address | 4981 SPANGLE DR, SAINT CLOUD, FL 34769-1869 |
| Document Number | 0067051945 |
| Book / Page | 6705 / 1945 |
| Map Reference | MB 33 PG 147-150 |
| Instrument Date | Nov 26, 2024 |
| Instrument | 2024153164 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,338.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Address | 4981 SPANGLE DR, SAINT CLOUD, FL 34769-1869 |
| Document Number | 2024153165 |
|---|---|
| Date | Dec 05, 2024 |
| Instrument | 2024153165 |
| Name | PFN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2054 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,973.00 | $275,900 Land $30,000 Building $245,900 | $275,900 Land $30,000 Building $245,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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