4981 Rock Rose Loop, Sanford, FL 32771 Property Records

Seminole County property record for 4981 Rock Rose Loop, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,947 sqft · built 2005
Lot Size	0.174 acres (7,591 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Dec 2025)
Tax Bill	$5,719 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-19-30-5RD-0000-1870`

Property Details

APN / Parcel Number

Primary APN	`17-19-30-5RD-0000-1870`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,955 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,591 sqft
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	125 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4981 ROCK ROSE LOOP
City	SANFORD
State	FL
Zip	32771-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 187 RETREAT AT WEKIVA - PHASE 2 PB 64 PGS 60 - 62
Legal Range	30E
Legal Township	19S
Legal Section	17
Legal Subdivision	RETREAT AT WEKIVA
Legal Phase	2
Legal Lot Number	187
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1009
Census Tract	20707

Owner

4981 Rock Rose Loop is owned and occupied by an individual who bought it in December 2025.

Source: Seminole County records, as of December 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4981 ROCK ROSE LOOP, SANFORD, FL 32771-9203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	Mar 18, 2005
Deed Document Number	2025123785
Deed Book / Page	10950 / 1963
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 11, 2025
Property Address	4981 ROCK ROSE LOOP, SANFORD, FL 32771-9203
Document Number	0109501963
Book / Page	10950 / 1963
Map Reference	MB 64 PG 60-62
Instrument Date	Dec 5, 2025
Instrument	2025123785
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	UNKNOWN, THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 TWISTING PINE CIR, LONGWOOD, FL 32779-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4981 ROCK ROSE LOOP, SANFORD, FL 32771-9203

Mortgage

Document Number	0109501967
Date	Dec 11, 2025
Instrument	10950/1967

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 4981 Rock Rose Loop was $5,719.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,719.00	$203,168	$419,562 Land $100,000 Building $319,562
2023	$2,081.00 (+3.17%) Homeowner's exemption
2022	$2,017.00 Homeowner's exemption		$349,308 Land $82,000 Building $267,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4981 Rock Rose Loop in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	24 (2017–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 11 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4981 Rock Rose Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000