4981 Reservation Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4981 Reservation Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,654 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$679,000 (Oct 2019)
Tax Bill	$7,814 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`319-050-035-000`

Property Details

APN / Parcel Number

Primary APN	`319-050-035-000`
Alternative APN	`3190503510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,654 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Construction Type	Wood
Lot Area	217,800 sqft (5 acres)
Terrain	Wooded
View / Lot	Fair
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,654 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	3190503510
Street Address	4981 RESERVATION RD
City	PLACERVILLE
State	CA
Zip	95667-9708
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE
Legal Description	PM 11/12/4
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1029
Census Tract	30902

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4981 RESERVATION RD, PLACERVILLE, CA 95667-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 23, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Sep 2, 2011
Deed Document Number	2019-0044956
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4981 RESERVATION RD, PLACERVILLE, CA 95667-9708
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 RESERVATION RD, PLACERVILLE, CA 95667-9708

Mortgage

Document Number	0000023472
Date	May 26, 2022
Instrument	2022-0023472

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Apr 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 23, 2019
Property Address	4981 RESERVATION RD, PLACERVILLE, CA 95667-9708
Document Number	0000044956
Map Reference	MB 11 PG 12
Instrument Date	Oct 16, 2019
Instrument	2019-0044956
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4981 RESERVATION RD, PLACERVILLE, CA 95667-9708

Mortgage

Document Number	0000044957
Date	Oct 23, 2019
Instrument	2019-0044957

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,814.00 (+4.16%)	$742,581 (+4.04%) Land $196,854 Building $545,727
2023	$7,502.00 (+1.5%)	$713,748 Land $189,211 Building $524,537
2022	$7,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cal.net Fiber · Fixed Wireless	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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