4981 N 500 E, Cedar City, UT 84721 Property Records

Iron County property record for 4981 N 500 E, Cedar City, UT 84721

Property Summary

Property TypeSingle Family Home
Lot Size0.418 acres (18,208 sqft)
Owner2 Individual Names on File
Last Sale$477,000 (Jan 2021)
Tax Bill$2,731 (2026)
Deeds & MortgagesApr 2026 Mortgage
Sep 2020 Construction Loan
+ 6 more
APNA-0945-0054-0000

Property Details

APN / Parcel Number

Primary APNA-0945-0054-0000
Alternative APNs
  • 490088-1
  • 0490088

Exterior

Lot Area18,208 sqft (0.418 acres)

Location & Zoning

Account Number0490088
Street Address4981 N 500 E
CityCEDAR CITY
StateUT
Zip84721-7607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54, LEGACY ESTATES SUBDIVISION, PHASE 3.
Legal Range11W
Legal Township35S
Legal Section11
Legal SubdivisionLEGACY ESTATES SUBDIVISION, PHASE 3
Legal Phase3
Legal Lot Number54
JurisdictionIRON UT
Township / Civil DivisionCEDAR CITY
Census Block Group2
Census Block2020
Census Tract110202

Owner

4981 N 500 E is owned and occupied by two individuals who bought it in January 2021.

Source: Iron County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address4981 N 500 E, CEDAR CITY, UT 84721-7607
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY NATIONAL TITLE
Sep 15, 2020Deed of Trust, Mortgage · Construction Mortgage
STATE BANK OF SOUTHERN UTAH
Aug 25, 2020Deed of Trust, Mortgage · Construction Mortgage
STATE BANK OF SOUTHERN UTAH
Apr 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Jan 6, 2023Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Jan 22, 2021Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Aug 3, 2020Warranty Deed, Transfer
SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG
Nov 18, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2021 · Amount on File
Deed SaleJan 22, 2021 · Amount on File
Prior SaleJan 22, 2021
Deed Document Number2021760920
Deed Book / Page1529 / 845
Prior Transfer DateNov 6, 2019
Prior Transfer Doc01464/1753
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Recording DateApr 27, 2026
Property Address4981 N 500 E, CEDAR CITY, UT 84721-7607
Document Number0000847534
Book / Page1756 / 967
Instrument DateApr 22, 2026
Instrument2026847534
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address4981 N 500 E, CEDAR CITY, UT 84721-7607

Mortgage

Document Number0000847534,
DateApr 27, 2026
Book Page1756/967
Instrument2026847534
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address4981 N 500 E, CEDAR CITY, UT 84721-7607
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 N 200 E, KANARRAVILLE, UT 84742

Mortgage

Document Number01506/1890
DateSep 15, 2020
Book Page1506/1890
Instrument752462
Lender
NameSTATE BANK OF SOUTHERN UTAH
TypeBank
AddressCEDAR CITY, UT 84720
Agreement
TypeConstruction Mortgage
AmountAmount on Record

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address4981 N 500 E, CEDAR CITY, UT 84721-7607
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001503/773
DateAug 25, 2020
Book Page1503/773
Instrument751110
Lender
NameSTATE BANK OF SOUTHERN UTAH
TypeBank
AddressCEDAR CITY, UT 84720
Agreement
TypeConstruction Mortgage
AmountAmount on Record

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address4981 N 500 E, CEDAR CITY, UT 84721-7607
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanySOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4981 N 500 E, ENOCH, UT 84721-7607

Mortgage

Document Number01604/1731
DateApr 15, 2022
Book Page1604/1731
Instrument789830
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address4981 N 500 E, CEDAR CITY, UT 84721-7607
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4981 N 500 E, ENOCH, UT 84721-7607

Mortgage

Document Number01632/1011
DateJan 6, 2023
Book Page1632/1011
Instrument801038
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressSANDY, UT 84070
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIRON UT
Recording DateJan 22, 2021
Property Address4981 N 500 E, CEDAR CITY, UT 84721-7607
Document Number001529/845
Book / Page1529 / 845
Instrument DateJan 21, 2021
Instrument760920
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4981 N 500 E, ENOCH, UT 84721-7607

Mortgage

Document Number0000760927
DateJan 22, 2021
Instrument760927
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIRON UT
Recording DateAug 3, 2020
Property Address4981 N 500 E, CEDAR CITY, UT 84721-7607
Document Number001499/451
Book / Page1499 / 451
Instrument DateAug 3, 2020
Instrument749524
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX BOX420089, KANARRAVILLE, UT 84742

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIRON UT
Recording DateNov 18, 2019
Property Address4981 N 500 E, CEDAR CITY, UT 84721-7607
Document Number01464/1753
Book / Page1464 / 1753
Instrument DateNov 6, 2019
Instrument736461
Transaction TypeTransfer
Record UpdatedAug 14, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5178 N BULLDOG RD, ENOCH, UT 84721-7100

Tax Assessment & Valuation

The 2026 property tax bill for 4981 N 500 E was $2,731, down 2.8% from the year before.

Source: Iron County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateUtah
CountyIron County
MunicipalityEnoch City
Unified School DistrictIron School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,731.00 (-2.78%)
2025$2,809.00$384,941 Land $45,650 Building $339,291$699,892 Land $83,000 Building $616,892
2023$2,454.00$331,125 Land $290,310 Building $40,815$602,043 Land $74,207 Building $527,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4981 N 500 E; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4981 N 500 E is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SC Broadband
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
InfoWest
Fixed Wireless
200 / 40

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