4981 Long Lake Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4981 Long Lake Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 1997
Lot Size	9.55 acres (416,331 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Apr 2022)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`140-011-400-030-01`

Property Details

APN / Parcel Number

Primary APN	`140-011-400-030-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,226 sqft Building Perimeter
1st Floor Area	1,226 sqft
Basement Area	1,226 sqft
Unfinished Basement	1,226 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	416,331 sqft (9.55 acres)
Garage Area	1,712 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4981 LONG LAKE RD
City	CHEBOYGAN
State	MI
Zip	49721-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF E1/4 OF SE1/4 OF SE1/4, SEC 11, T36N,R1W. *EXC: COM AT SE COR OF SEC 11, T36N,R1W; TH N 88D 22M 06S W ALG S LI OF SD
Legal Range	01W
Legal Township	036
Legal Section	11
Legal Subdivision	W2 E4 SE4 SE4 S11T36NR1W
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	ALOHA
Census Block Group	1
Census Block	1058
Census Tract	960401

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4981 LONG LAKE RD, CHEBOYGAN, MI 49721-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Mar 22, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Mar 22, 2022
Deed Book / Page	1479 / 796
Prior Transfer Date	Mar 15, 2022
Prior Transfer Doc	001478/566
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 5, 2022
Property Address	4981 LONG LAKE RD, CHEBOYGAN, MI 49721-9116
Document Number	001479/796
Book / Page	1479 / 796
Instrument Date	Apr 1, 2022
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 LONG LAKE RD, CHEBOYGAN, MI 49721-9116

Mortgage

Document Number	0001479798
Date	Apr 5, 2022
Instrument	1479/798

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2052

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 22, 2022
Property Address	4981 LONG LAKE RD, CHEBOYGAN, MI 49721-9116
Document Number	001478/566
Book / Page	1478 / 566
Instrument Date	Mar 15, 2022
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E SHAW ST, CHARLOTTE, MI 48813-1958

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Aloha Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,300 (+3.16%)	$274,600 (+3.16%)
2025	$2,341.00 (+2.99%) Homeowner's exemption	$133,100 (+41.9%)	$266,200 (+41.9%)
2024	$2,273.00 (+90.69%)
2023		$93,800	$187,600
2022	$1,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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