4981 Laurel Rd, Shipman, VA 22971 Property Records

Nelson County property record for 4981 Laurel Rd, Shipman, VA 22971

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 350 sqft
Lot Size	208 acres (9,060,480 sqft)
Owner	Individual Name on Record
Tax Bill	$6,237 (2026)
Deeds & Mortgages	Oct 2021 Refinance Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60 A 67`

Property Details

APN / Parcel Number

Primary APN	`60 A 67`
Alternative APN	`02963`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	350 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	9,060,480 sqft (208 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Wood

Location & Zoning

Account Number	02963
Street Address	4981 LAUREL RD
City	SHIPMAN
State	VA
Zip	22971-2265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAR BRANCH-PLUMMER DB 124/591
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	1
Census Block	1016
Census Tract	950101

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5447 WESTFIELD CT, WARRENTON, VA 20187-9339
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTERCOASTAL MORTGAGE COMPANY
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	4981 LAUREL RD, SHIPMAN, VA 22971-2265
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103703
Date	Oct 13, 2021
Instrument	202103703

Lender

Name	INTERCOASTAL MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	4981 LAUREL RD, SHIPMAN, VA 22971-2265
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170002770
Date	Nov 13, 2017
Instrument	170002770

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,237.00 (-15.74%)	$1,113,800 (-2.2%) Land $490,400 Building $623,400	$1,113,800 (-2.2%) Land $490,400 Building $623,400
2025		$1,138,900 (-) Land $654,000 Building $484,900	$1,138,900 (-) Land $654,000 Building $484,900
2023	$7,402.00	$1,138,900 Land $654,000 Building $484,900	$1,138,900 Land $654,000 Building $484,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures