4981 Jay St, Morristown, TN 37814 Property Records

Hamblen County property record for 4981 Jay St, Morristown, TN 37814

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1960
Lot Size	0.455 acres (19,804 sqft)
Owner	Company Name on File
Last Sale	$228,000 (Apr 2025)
Tax Bill	$694 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048B-A-003.00`

Property Details

APN / Parcel Number

Primary APN	`048B-A-003.00`
Alternative APNs	`01048BA048B00300` `032048B A 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,092 sqft
Basement Area	864 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,804 sqft (0.455 acres)
Lot Dimensions	135 ft deep x 150 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	220 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4981 JAY ST
City	MORRISTOWN
State	TN
Zip	37814-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALPHA HTS PB: B PG: 91 LOT: 5-7 150X135
Legal Subdivision	ALPHA HTS
Legal Lot Number	5-7
Jurisdiction	HAMBLEN TN
Township / Civil Division	11
Census Block Group	2
Census Block	2005
Census Tract	101100

Owner

4981 Jay St is owned by a company that bought it in April 2025.

Source: Hamblen County records, as of September 25, 2026

Owner of Record	Company Name on File
Mailing Address	41 RIVER RIDGE DR, DAYTON, ME 04005-7602
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage ENRICHMENT FCU
Jun 12, 2018	Warranty Deed, Transfer TENNESSEE HOUSING DEVELOPMENT AGENC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	202543482
Deed Book / Page	2130 / 547
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	4981 JAY ST, MORRISTOWN, TN 37814-1021
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RIVER RIDGE RD, DALTON, MA

Mortgage

Document Number	0002130550
Date	Apr 1, 2025
Book Page	2130/550
Instrument	25043483

Lender

Name	ENRICHMENT FCU
Type	Credit Union
Address	201 S ILLINOIS AVE, OAK RIDGE, TN 37830

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Jun 12, 2018
Property Address	4981 JAY ST, MORRISTOWN, TN 37814-1021
Document Number	0001755431
Book / Page	1755 / 431
Map Reference	MB2 PG83
Instrument Date	Jun 8, 2018
Instrument	18004114
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	JEFFERSON TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 JAY ST, MORRISTOWN, TN 37814-1021

Mortgage

Document Number	0018004118
Date	Jun 12, 2018
Instrument	18004118

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENC
Type	Government Agency

Agreement

Amount	Amount on Record

Mortgage

Document Number	0001755434
Date	Jun 12, 2018
Book Page	1755/434
Instrument	18004115

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4981 Jay St was $694.

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Municipality	Morristown City
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$694.00	$53,000 Land $8,250 Building $44,750	$212,000 Land $33,000 Building $179,000
2023		$18,850 (-) Land $5,125 Building $13,725
2022	$595.00	$18,850 Land $5,125 Building $13,725	$75,400 Land $20,500 Building $54,900
2020			$75,400 Land $20,500 Building $54,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4981 Jay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4981 Jay St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISTOWN UTILITIES COMMISSION serves 39,883 people · EPA ID TN0000474
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
MUSFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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