Genesee County and Elba Town property record for 4981 Ford Rd, Elba, NY 14058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,316 sqft · built 1965 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,086 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2019 Mortgage |
| APN | 183489 9.-1-38 |
| Primary APN | 183489 9.-1-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Width | 204 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4981 FORD RD |
|---|---|
| City | ELBA |
| State | NY |
| Zip | 14058-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9-1-37.1 |
| Legal Block | 1 |
| Legal Lot Number | 38.001 |
| Jurisdiction | GENESEE NY |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950200 |
4981 Ford Rd is owned and occupied by two individuals.
Source: Genesee County and Elba Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4981 FORD RD, ELBA, NY 14058-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 26, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE NY |
| Property Address | 4981 FORD RD, ELBA, NY 14058-9531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | MTG2023813 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | MTG2023-813 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE NY |
| Property Address | 4981 FORD RD, ELBA, NY 14058-9531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | MTG2019889 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | MTG2019-889 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Aug 1, 2027 |
The 2026 property tax bill for 4981 Ford Rd was $3,086 with exemptions applied, down 28.9% from the year before.
Source: Genesee County and Elba Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Genesee County |
| County Subdivision | Elba Town |
| Unified School District | Elba Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,086.00 (-28.91%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,341.00 | $135,000 Land $21,600 Building $113,400 | $135,000 Land $21,600 Building $113,400 |
| 2023 | $126,500 Land $18,600 Building $107,900 | $126,500 Land $18,600 Building $107,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4981 Ford Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4981 Ford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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