4981 Eldridge Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 4981 Eldridge Rd, Hixson, TN 37343

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,200 sqft · built 2001
Lot Size0.268 acres (11,681 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Apr 2026)
Tax Bill$772 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN109D A 002.05

Property Details

APN / Parcel Number

Primary APN109D A 002.05
Alternative APN
  • 0000147221

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,200 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,681 sqft (0.268 acres)
Lot Dimensions144 ft deep x 82.6 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000147221
Street Address4981 ELDRIDGE RD
CityHIXSON
StateTN
Zip37343-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 JACKSONS CORNER PB63 PG179 OUT OF 109D-A-2 FOR 2001
Legal SubdivisionJACKSONS CORNER
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1012
Census Tract10433

Owner

Source: Hamilton County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4981 ELDRIDGE RD, HIXSON, TN 37343-4229
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Warranty Deed, Transfer · FHA Mortgage
MORTGAGE MORTGAGE
May 5, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Mar 29, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Oct 30, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2026 · Amount on Record
Deed SaleApr 23, 2026 · Amount on Record
Prior SaleMay 5, 2022 · Amount on Record
Deed Document Number2026129
Deed Book / Page14272 / 162
Prior Transfer DateNov 17, 2004
Prior Transfer Doc0000000416
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 23, 2026
Property Address4981 ELDRIDGE RD, HIXSON, TN 37343-4229
Document Number0000000129
Book / Page14272 / 162
Instrument DateApr 21, 2026
Instrument2026129
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100,899.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4981 ELDRIDGE RD, HIXSON, TN 37343-4229

Mortgage

Document Number0000000130,
DateApr 23, 2026
Book Page14272/165
Instrument20260423130
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 5, 2022
Property Address4981 ELDRIDGE RD, HIXSON, TN 37343-4229
Document Number0000000208
Book / Page12947 / 696
Map ReferenceMB 63 PG 179
Instrument DateMay 2, 2022
Instrument2022050500208
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$899.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4981 ELDRIDGE RD, HIXSON, TN 37343-4229

Mortgage

Document Number0129470701
DateMay 5, 2022
Instrument12947-0701
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 29, 2022
Property Address4981 ELDRIDGE RD, HIXSON, TN 37343-4229
Document Number0000000217
Book / Page12900 / 572
Map ReferenceMB 63 P 179
Instrument DateMar 24, 2022
Instrument2022032900217
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$686.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4981 ELDRIDGE RD, HIXSON, TN 37343-4229
Document Number0000000010
Book / Page011198 / 000708
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4971 N ELDRIDGE RD HIXSON TN 373434229, HIXSON, TN 37343-4229
InvestorPossibly a Property Investor

Mortgage

Document Number0000000010
DateNov 8, 2017
Book Page011198/000708
Instrument10
Lender
NameSUNTRUST BK
TypeBank
AddressNASHVILLE, TN 37219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 7, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$772.00 (+0.26%)$50,950 (+48%)$203,800 (+48%) Land $60,000 Building $143,800
2024$770.00$34,425 (-)$137,700 (-) Land $40,000 Building $97,700
2023$770.00$34,425 (-)$137,700 (-) Land $40,000 Building $97,700
2022$770.00$34,425$137,700 Land $40,000 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
AT&T
DSL
100 / 20

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