4981 Eck Rd, Middletown, OH 45042 Property Records

Butler County property record for 4981 Eck Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1991
Lot Size	5.36 acres (233,525 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Dec 2025)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`E2210-027.000-033`

Property Details

APN / Parcel Number

Primary APN	`E2210-027.000-033`
Alternative APNs	`0000600` `400984` `404365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,144 sqft
1st Floor Area	1,144 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Raised Ranch
Exterior Material	Combination
Lot Area	233,525 sqft (5.36 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	328 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000600
Old Parcel Number	E2210027.000033
Street Address	4981 ECK RD
City	MIDDLETOWN
State	OH
Zip	45042-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 2 20 PT SE COR
Jurisdiction	BUTLER OH
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4007
Census Tract	14300

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4981 ECK RD, MIDDLETOWN, OH 45042-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 5, 2018	Survivorship Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP
Dec 18, 2017	Warranty Deed, Transfer
Dec 5, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	0000044810
Deed Book / Page	10302 / 696
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 22, 2025
Property Address	4981 ECK RD, MIDDLETOWN, OH 45042-1611
Document Number	0000044810
Book / Page	10302 / 696
Instrument Date	Dec 18, 2025
Instrument	2025-00044810
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 ECK RD, MIDDLETOWN, OH 45042-1611
Investor	Possibly a Property Investor

Mortgage

Document Number	0010302698
Date	Dec 22, 2025
Instrument	10302/698

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	4981 ECK RD, MIDDLETOWN, OH 45042-1611
Document Number	0000029722
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4981 ECK RD MIDDLETOWN OH 450421611, MIDDLETOWN, OH 45042-1611

Mortgage

Document Number	0000029722
Date	Jul 13, 2020
Book Page	009471/001269
Instrument	29722

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

April 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 5, 2018
Property Address	4981 ECK RD, MIDDLETOWN, OH 45042-1611
Document Number	0000012062
Book / Page	9146 / 1891
Instrument Date	Apr 2, 2018
Instrument	2018-00012062
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4981 ECK RD, MIDDLETOWN, OH 45042-1611

Mortgage

Document Number	0000012063
Date	Apr 5, 2018
Instrument	2018-00012063

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 18, 2017
Property Address	4981 ECK RD, MIDDLETOWN, OH 45042-1611
Document Number	0000050034
Book / Page	009113 / 001223
Instrument Date	Dec 13, 2017
Instrument	50034
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$411.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 TRENTON PL TRENTON OH 450671579, TRENTON, OH 45067-1579

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 5, 2017
Property Address	4981 ECK RD, MIDDLETOWN, OH 45042-1611
Document Number	0000048161
Book / Page	009108 / 001914
Instrument Date	Dec 1, 2017
Instrument	48161
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$411.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7684 KYLES STATION RD LIBERTY TOWNSHIP OH 450449404, LIBERTY TOWNSHIP, OH 45044-9404
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,325.00 (-0.94%)	$105,390 (-) Land $26,210 Building $79,180	$301,110 (-) Land $74,890 Building $226,220
2024	$4,366.00 (+1.77%)	$105,390 (-) Land $26,210 Building $79,180	$301,110 (-) Land $74,890 Building $226,220
2023	$4,290.00 (+27.49%)	$105,390 (+48%) Land $26,210 Building $79,180	$301,110 (+48%) Land $74,890 Building $226,220
2022	$3,365.00	$71,210 Land $26,210 Building $45,000
2020			$203,450 Land $74,890 Building $128,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2011–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, Verizon.

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