4981 Ea Rd, Kapaa, HI 96746 Property Records

State of Hawaii and Kauai County property record for 4981 Ea Rd, Kapaa, HI 96746

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,338 sqft · built 1994
Lot Size0.257 acres (11,178 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Feb 2010)
Tax Bill$1,152 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Nov 2022 Line of Credit
+ 2 more
APN4-4-5-017-009

Property Details

APN / Parcel Number

Primary APN4-4-5-017-009
Alternative APNs
  • 4-4-5-017-009-0000
  • 450170090000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,338 sqft Living Area
Gross Area2,222 sqft
1st Floor Area1,338 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,178 sqft (0.257 acres)
Garage TypeAttached
Garage Area884 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchBalcony/Patio
Porch Area42 sqft
BalconyBalcony
Greenhouse336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address4981 EA RD
CityKAPAA
StateHI
Zip96746-1807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal SubdivisionKAPAA HEIGHTS SUBDIVISION
Legal Lot Number37
JurisdictionKAUAI HI
Township / Civil DivisionKAPAA
Census Block Group2
Census Block2000
Census Tract40301

Owner

Source: State of Hawaii and Kauai County records · APN 4-4-5-017-009

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4981 EA RD, KAPAA, HI 96746-1807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Line of Credit
GATHER FEDERAL CREDIT UNION
Nov 10, 2022Deed of Trust, Mortgage · Line of Credit
GATHER FEDERAL CREDIT UNION
Jul 07, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KAUAI COMMUNITY FCU
Feb 09, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KAUAI COMMUNITY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 16, 2010 · Amount on Record
Deed SaleFeb 16, 2010 · Amount on Record
Deed Document Number201020719
Prior Transfer DateMar 03, 2006
Prior Transfer Doc0000044509
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address4981 EA RD, KAPAA, HI 96746-1807
Transaction TypeMortgage
Record UpdatedNov 23, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A83490453
DateNov 10, 2022
InstrumentA-83490453
Lender
NameGATHER FEDERAL CREDIT UNION
AddressLIHUE, HI 96766
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address4981 EA RD, KAPAA, HI 96746-1807
Transaction TypeMortgage
Record UpdatedNov 23, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A83490452
DateNov 10, 2022
InstrumentA-83490452
Lender
NameGATHER FEDERAL CREDIT UNION
AddressLIHUE, HI 96766
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address4981 EA RD, KAPAA, HI 96746-1807
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A63970346
DateJul 07, 2017
InstrumentA-63970346
Lender
NameKAUAI COMMUNITY FCU
TypeCredit Union
AddressLIHUE, HI 96766
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address4981 EA RD, KAPAA, HI 96746-1807
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A66140219
DateFeb 09, 2018
InstrumentA-66140219
Lender
NameKAUAI COMMUNITY FCU
TypeCredit Union
AddressLIHUE, HI 96766
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: State of Hawaii and Kauai County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateHawaii
CountyKauai County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$640,100 (+6.1%) Land $378,600 Building $261,500$787,700 (+7.95%) Land $465,900 Building $321,800
2025$1,152.00 (-5.11%)
2024$603,300 (+3%)$729,700 (-9.49%)
2023$1,214.00 Homeowner's exemption$585,700$806,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150070403012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2024 · Severe Storms, Flooding, And Landslides

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Hawaii
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
2,850 / 2,850
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Based on FCC filings for 438 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system HI0000400, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLIHUE-KAPAA
serves 34,854 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Ea Rd

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