Whatcom County property record for 4981 E 26th Dr, Bellingham, WA 98226
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,497 sqft · built 1993 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,048,090 (Apr 2024) |
| Tax Bill | $4,920 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390431-190145-0000 |
| Primary APN | 390431-190145-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| Gross Area | 1,959 sqft |
| 1st Floor Area | 1,497 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 117 sqft |
| Deck Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 107991 |
|---|---|
| Street Address | 4981 E 26TH DR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 1 LUCAS SHORT PLAT AS REC BOOK 27 SHORT PLATS PG 40 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 31 |
| Legal Subdivision | LUCAS SHORT PLAT |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 101 |
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4981 E 26TH DR, BELLINGHAM, WA 98226-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 5, 2020 | Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM |
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Sep 11, 2018 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Aug 5, 2020 · Amount on Record |
| Deed Document Number | 20242243 |
| Prior Transfer Date | Jul 6, 2021 |
| Prior Transfer Doc | 0000005434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 30, 2024 |
| Property Address | 4981 E 26TH DR, BELLINGHAM, WA 98226-7512 |
| Document Number | 0000402243 |
| Map Reference | AF 921117075 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2024-0402243 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,716.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4981 E 26TH DR, BELLINGHAM, WA 98226-7512 |
| Document Number | 0000402244 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024-0402244 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 30, 2021 |
| Property Address | 4981 E 26TH DR, BELLINGHAM, WA 98226-7512 |
| Document Number | 0000705434 |
| Map Reference | VOL 27 PG 40&41 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021-0705434 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4981 E 26TH DR, BELLINGHAM, WA 98226-7512 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Number | 0000705307 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0705307 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 5, 2020 |
| Property Address | 4981 E 26TH DR, BELLINGHAM, WA 98226-7512 |
| Document Number | 2200800605 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 800605 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,554.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5621 22ND AVE NW #405 SEATTLE WA 981073472, 405, SEATTLE, WA 98107-3472 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4981 E 26TH DR, BELLINGHAM, WA 98226-7512 |
| Document Number | 2180901501 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4981 E 26TH DR BELLINGHAM WA 982267512, BELLINGHAM, WA 98226-7512 |
| Document Number | 2180901501 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 901501 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4981 E 26TH DR, BELLINGHAM, WA 98226-7512 |
| Document Number | 2180901520 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4981 E 26TH DR BELLINGHAM WA 982267512, BELLINGHAM, WA 98226-7512 |
| Document Number | 2180901520 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 901520 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,920.00 (+109.01%) | $701,188 (+113.05%) Land $318,841 Building $382,347 | $701,188 (+0.08%) Land $318,841 Building $382,347 |
| 2022 | $329,113 Land $59,135 Building $269,978 | $700,603 Land $430,625 Building $269,978 | |
| 2021 | $2,354.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
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