Newton County property record for 4981 Cortez Ln, Diamond, MO 64840
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1,421 sqft · built 1998 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $363,095 (Aug 2026) |
| Tax Bill | $1,495 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-10258-100 |
| Primary APN | 1-10258-100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4981 CORTEZ LN |
|---|---|
| City | DIAMOND |
| State | MO |
| Zip | 64840-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 663.64 E SW COR SW1/4 SW1/4 N 78.3 TO CURVE ALG CURVE 169.35 N 17* W 111.20 N 24.92 E 319.63 S 375.76 W 260.95 TO POB |
| Legal Range | 32W |
| Legal Township | 26N |
| Legal Section | 03 |
| Jurisdiction | NEWTON MO |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 20402 |
4981 Cortez Ln is owned and occupied by two individuals who bought it in August 2026.
Source: Newton County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4981 CORTEZ LN, DIAMOND, MO 64840-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Dec 31, 2020 · Amount on File |
| Deed Document Number | 20265688 |
| Deed Book / Page | 375 / 5631 |
| Prior Transfer Date | Oct 2, 2020 |
| Prior Transfer Doc | 0000007862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON MO |
| Recording Date | Aug 4, 2026 |
| Property Address | 4981 CORTEZ LN, DIAMOND, MO 64840-5115 |
| Document Number | 0000005688 |
| Book / Page | 375 / 5631 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20265688 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | WACO LAND TITLE, WACO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4981 CORTEZ LN, DIAMOND, MO 64840-5115 |
| Document Number | 0000005689, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 375/5632 |
| Instrument | 20265689 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
Source: Newton County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Newton County |
| Unified School District | Diamond R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,040 (+2%) | $131,800 (+2.01%) Land $16,900 Building $114,900 | |
| 2024 | $1,495.00 (+0.07%) | $24,550 (-) | $129,200 (-) Land $16,900 Building $112,300 |
| 2023 | $1,494.00 | $24,550 Land $3,211 Building $21,339 | $129,200 Land $16,900 Building $112,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4981 Cortez Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2017–2021) |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4981 Cortez Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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