4981 Berta Rd, Memphis, TN 38109 Property Records

Shelby County property record for 4981 Berta Rd, Memphis, TN 38109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,060 sqft · built 1967
Lot Size	0.197 acres (8,588 sqft)
Owner	Individual Name on Record
Tax Bill	$474 (2025)
Deeds & Mortgages	Dec 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-6116-0-0006`

Property Details

APN / Parcel Number

Primary APN	`07-6116-0-0006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Utility Area	60 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cottage
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,588 sqft (0.197 acres)
Lot Dimensions	144 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4981 BERTA RD
City	MEMPHIS
State	TN
Zip	38109-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SEE MAP 213 J
Legal Subdivision	WHITEHAVEN MEADOWS
Legal Lot Number	52
Jurisdiction	SHELBY TN
Township / Civil Division	9
Census Block Group	4
Census Block	4012
Census Tract	22700

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4981 BERTA RD, MEMPHIS, TN 38109-7301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 9, 2009
Transfer Doc	0000141115
Record Updated	Sep 20, 2026

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4981 BERTA RD, MEMPHIS, TN 38109-7301
Document Number	0000092749
Instrument Date	Dec 26, 2007
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 BERTA RD MEMPHIS TN 381097301, MEMPHIS, TN 38109-7301

Mortgage

Document Number	0000092749
Date	Sep 9, 2019
Instrument	92749

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount Recorded
Term	696 Months
Due	Sep 8, 2077

Interest

Rate Type	Adjustable Rate
Rate	14.7%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$474.00 (-45.27%)	$23,075 (+62.21%) Land $4,125 Building $18,950	$92,300 (+62.21%) Land $16,500 Building $75,800
2023		$14,225 Land $2,750 Building $11,475
2022	$866.00
2021			$56,900 Land $11,000 Building $45,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20