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4981 320th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 4981 320th St, Sheldon, IA 51201

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,846 sqft · built 1976
Lot Size1.26 acres (54,885 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Apr 2022)
Tax Bill$3,470 (2025)
Deeds & MortgagesMay 2024 Construction Loan
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0004331105

Property Details

APN / Parcel Number

Primary APN0004331105

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,846 sqft Living Area
1st Floor Area1,414 sqft
Basement Area1,414 sqft
Finished Basement707 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,885 sqft (1.26 acres)
Garage TypeAttached
Garage Area432 sqft

Exterior Amenities

Deck AreaDeck Area
Patio Area825 sqft
Utility Building1,120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4981 320TH ST
CitySHELDON
StateIA
Zip51201-8529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33-97-42 BEG 459.5 W & 50 S OF NE COR NE 1/4, S 168.3, W 78, S 115.3, W 145.7, N 273.6, NE 42.2, E 186.3 TO BEG
Legal Range42W
Legal Township97N
Legal Section33
JurisdictionO'BRIEN IA
Township / Civil DivisionFLOYD
Census Block Group2
Census Block2095
Census Tract490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4981 320TH ST, SHELDON, IA 51201-8529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Deed of Trust, Mortgage · Construction Mortgage
CITIZENS STATE BANK
Apr 1, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST PREMIER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2022 · Amount on Record
Deed SaleApr 1, 2022 · Amount on Record
Prior SaleDec 29, 2020 · Amount on Record
Deed Document Number2022797
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address4981 320TH ST, SHELDON, IA 51201-8529
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4981 320TH ST, SHELDON, IA 51201-8529
InvestorPossibly a Property Investor

Mortgage

Document Number0020240889
DateMay 2, 2024
Instrument2024-0889
Lender
NameCITIZENS STATE BANK
TypeBank
Address808 3RD AVE, SHELDON, IA 51201
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateApr 1, 2022
Property Address4981 320TH ST, SHELDON, IA 51201-8529
Document Number0202200797
Instrument DateMar 29, 2022
Instrument2022-00797
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$343.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4981 320TH ST, SHELDON, IA 51201-8529
InvestorPossibly a Property Investor

Mortgage

Document Number0202200798
DateApr 1, 2022
Instrument2022-00798
Lender
NameFIRST PREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
Unified School DistrictSheldon Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,470.00 (+13.92%) Homeowner's exemption$357,050 (+23.54%) Land $34,720 Building $322,330$357,050 (+23.54%) Land $34,720 Building $322,330
2024$3,046.00 (+15.2%)
2023$289,010 Land $34,720 Building $254,290$289,010 Land $34,720 Building $254,290
2022$2,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELDON WATER DEPARTMENT
serves 5,512 people · EPA ID IA7170040
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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