El Dorado County property record for 4980 Smokey Ln, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,320 sqft · built 1997 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jun 2009) |
| Tax Bill | $3,286 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-200-053-000 |
| Primary APN | 079-200-053-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Lot Area | 87,120 sqft |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,320 sqft |
| Water Source | Commercial |
|---|
| Street Address | 4980 SMOKEY LN |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-7637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | RS 22/108/2 |
| Legal Tract | 2 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 31406 |
4980 Smokey Ln is owned and occupied by two individuals who bought it in June 2009.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4980 SMOKEY LN, PLACERVILLE, CA 95667-7637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 23, 2018 | Correction Deed · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2009 · Amount on File |
| Deed Sale | Jun 3, 2009 · Amount on File |
| Prior Sale | Jan 12, 2009 · Amount on File |
| Deed Document Number | 200926409 |
| Prior Transfer Date | Jan 8, 2009 |
| Prior Transfer Doc | 0000001090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4980 SMOKEY LN, PLACERVILLE, CA 95667-7637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000046154 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019-0046154 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 23, 2018 |
| Property Address | 4980 SMOKEY LN, PLACERVILLE, CA 95667-7637 |
| Document Number | 0000033184 |
| Map Reference | MB 22 PG 108 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 2018-0033184 |
| Record Updated | Jul 30, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4980 SMOKEY LN, PLACERVILLE, CA 95667-7637 |
| Document Number | 0000033185 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 2018-0033185 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 4980 Smokey Ln was $3,286 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $315,218 (+2%) Land $78,798 Building $236,420 | |
| 2025 | $3,286.00 Homeowner's exemption | $309,038 Land $77,253 Building $231,785 |
| 2023 | $3,152.00 (+1.51%) Homeowner's exemption | $297,040 Land $74,254 Building $222,786 |
| 2022 | $3,105.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4980 Smokey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4980 Smokey Ln is extreme, ranking above 97.9% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.9% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
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