4980 North Ln, Washington, MO 63090 Property Records

Franklin County property record for 4980 North Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 1978
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-1-01.0-0-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`16-1-01.0-0-000-009.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
1st Floor Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)
Patio Area	682 sqft
Utility Building	792 sqft

Location & Zoning

Street Address	4980 NORTH LN
City	WASHINGTON
State	MO
Zip	63090-4058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT W 1/2 NW E OF N LN
Legal Range	02W
Legal Township	43
Legal Section	01
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2006
Census Tract	800403

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4980 NORTH LN, WASHINGTON, MO 63090-4058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF WASHINGTON
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Jun 4, 2020	Warranty Deed, Transfer HERITAGE CMNTY BK
Apr 20, 2020	Deed of Trust, Construction Loan · Line of Credit MACON-ATLANTA ST BK
Dec 22, 2016	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022
Deed Sale	Jan 26, 2022
Prior Sale	Oct 4, 2010 · Amount on Record
Deed Document Number	2201448
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4980 NORTH LN, WASHINGTON, MO 63090-4058
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002112135
Date	Jun 29, 2021
Instrument	2112135

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4980 NORTH LN, WASHINGTON, MO 63090-4058
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002114995
Date	Aug 10, 2021
Instrument	2114995

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2026

Interest

Rate Type	Fixed Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4980 NORTH LN, WASHINGTON, MO 63090-4058
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002509937
Date	Aug 13, 2025
Instrument	2509937

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2035

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 26, 2022
Property Address	4980 NORTH LN, WASHINGTON, MO 63090-4058
Document Number	0002201448
Map Reference	BK1038 PG723
Instrument Date	Jan 24, 2022
Instrument	2201448
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4980 NORTH LN, WASHINGTON, MO 63090-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4980 NORTH LN, WASHINGTON, MO 63090-4058

Mortgage

Document Number	0002201449
Date	Jan 26, 2022
Instrument	2201449

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 4, 2020
Property Address	4980 NORTH LN, WASHINGTON, MO 63090-4058
Document Number	0000008456
Instrument Date	May 29, 2020
Instrument	8456
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4980 NORTH LN WASHINGTON MO 630904058, WASHINGTON, MO 63090-4058

Mortgage

Document Number	8457
Date	Jun 4, 2020
Instrument	8457

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Apr 20, 2020
Property Address	4980 NORTH LN, WASHINGTON, MO 63090-4058
Document Number	0000005436
Instrument Date	Apr 13, 2020
Instrument	5436
Transaction Type	Construction Loan
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4980 NORTH LN WASHINGTON MO 630904058, WASHINGTON, MO 63090-4058

Mortgage

Document Number	0000005436
Date	Apr 20, 2020
Instrument	5436

Lender

Name	MACON-ATLANTA ST BK
Type	Bank
Address	MACON, MO 63552

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 19, 2021

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4980 NORTH LN, WASHINGTON, MO 63090-4058
Document Number	0000000164
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 16, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4980 NORTH LN WASHINGTON MO 630904058, WASHINGTON, MO 63090-4058

Mortgage

Document Number	0000000164
Date	Jan 5, 2017
Instrument	164

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (+19.43%)	$55,423 (+20.21%)	$296,610 (+20.46%) Land $75,400 Building $221,210
2023	$2,383.00 (+17.85%)	$46,104	$246,240 Land $52,600 Building $193,640
2022	$2,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	25 / 3
BlueBit Networks Fixed Wireless	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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