Monroe County property record for 498 White Cloud Rd, Ballard, WV 24918
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1988 |
| Lot Size | 3.85 acres (167,706 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $545 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-0026.0014 |
| Primary APN | 03-16-0026.0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 2,912 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 167,706 sqft (3.85 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| State | WV |
|---|---|
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N.S. OF SEC RT 27/2 3.85 AC |
| Jurisdiction | MONROE WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950300 |
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 118 CLARK LN, BALLARD, WV 24918-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545.00 (-3.54%) Homeowner's exemption | $71,100 (-2.31%) Land $23,700 Building $47,400 | $118,500 (-2.31%) Land $39,500 Building $79,000 |
| 2025 | $565.00 (+42.32%) Homeowner's exemption | $72,780 (+26.49%) Land $22,500 Building $50,280 | $121,300 (+26.49%) Land $37,500 Building $83,800 |
| 2023 | $397.00 Homeowner's exemption | $57,540 Land $18,120 Building $39,420 | $95,900 Land $30,200 Building $65,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2002–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2025 · Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED SULPHUR PSD serves 5,331 people · EPA ID WV3303206 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Feb 2026 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: GigaBeam Networks, T-Mobile.
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