498 Trotters Ln, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 498 Trotters Ln, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,698 sqft · built 2023
Lot Size	0.041 acres (1,823 sqft)
Owner	Individual Name on File
Last Sale	$295,942 (Nov 2023)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`197-13-04-135`

Property Details

APN / Parcel Number

Primary APN	`197-13-04-135`
Alternative APN	`197-00-01-023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,698 sqft Finished Area
1st Floor Area	698 sqft
2nd Floor Area	1,000 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	1,823 sqft
Garage Area	246 sqft
Porch	Slab
Porch Area	56 sqft

Location & Zoning

Street Address	498 TROTTERS LN
City	MONCKS CORNER
State	SC
Zip	29461-6732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	LOT 131FOXBANK PLANTATION TR Q, PH2
Legal Subdivision	FOXBANK (TH 2)
Legal Lot Number	131
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1073
Census Tract	20601

Owner

498 Trotters Ln is owned and occupied by an individual who bought it in November 2023.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	498 TROTTERS LN, MONCKS CORNER, SC 29461-6732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 17, 2023	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Deed Document Number	202335258
Deed Book / Page	4715 / 18
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	498 TROTTERS LN, MONCKS CORNER, SC 29461-6732
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05376/0751
Date	Nov 5, 2025
Book Page	5376/751
Instrument	2025037498

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 17, 2023
Property Address	498 TROTTERS LN, MONCKS CORNER, SC 29461-6732
Document Number	04715/0018
Book / Page	4715 / 18
Map Reference	DOC 2023014430
Instrument Date	Nov 13, 2023
Instrument	2023035258
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$769.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	498 TROTTERS LN, MONCKS CORNER, SC 29461-6732

Mortgage

Document Number	2023035259
Date	Nov 17, 2023
Instrument	2023035259

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 498 Trotters Ln was $1,978 with a homeowner's exemption, up 5.8% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,700 (+2,4%) Land $72,000 Building $213,700	$285,700 (-) Land $72,000 Building $213,700
2025	$1,978.00 (+5.83%)	$11,428 (-) Land $2,880 Building $8,548	$285,700 (-) Land $72,000 Building $213,700
2024	$1,869.00 Homeowner's exemption	$11,428 Land $2,880 Building $8,548	$285,700 Land $72,000 Building $213,700
2022		$2,400 Land $2,400	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 498 Trotters Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Trotters Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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