498 Toni Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 498 Toni Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,337 sqft · built 1998
Lot Size	0.123 acres (5,353 sqft)
Owner	2 Company Names on File
Last Sale	$580,000 (Jul 2025)
Tax Bill	$6,801 (2026)
Deeds & Mortgages	Oct 2025 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-350-200-000`

Property Details

APN / Parcel Number

Primary APN	`213-350-200-000`
Alternative APN	`213-350-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,353 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-350-20
Street Address	498 TONI CT
City	TRACY
State	CA
Zip	95376-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2602 LOT 29
Legal Subdivision	CALIFORNIA MIRAGE
Legal Tract	2602
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	5310

Owner

498 Toni Ct is owned by a company that acquired it in October 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	498 TONI CT, TRACY, CA 95376-2064
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Intrafamily Transfer, Transfer
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Jul 14, 1998 · Amount on File
Deed Document Number	202563024
Last Transfer Date	Oct 29, 2025
Transfer Doc	0000093055
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 30, 2025
Property Address	498 TONI CT, TRACY, CA 95376-2064
Document Number	0000093055
Map Reference	VOL 32 PG 71
Instrument Date	Oct 29, 2025
Instrument	2025-093055
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	498 TONI CT, TRACY, CA 95376-2064

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	498 TONI CT, TRACY, CA 95376-2064
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 TONI CT, TRACY, CA 95376-2064

Mortgage

Document Number	0000021463
Date	Feb 5, 2021
Instrument	2021-021463

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	498 TONI CT, TRACY, CA 95376-2064
Document Number	0000076838
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 TONI CT TRACY CA 953762064, TRACY, CA 95376-2064

Mortgage

Document Number	0000076838
Date	Jul 22, 2019
Instrument	76838

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	498 TONI CT, TRACY, CA 95376-2064
Document Number	0000040155
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 TONI CT TRACY CA 953762064, TRACY, CA 95376-2064

Mortgage

Document Number	0000040155
Date	Apr 11, 2018
Instrument	40155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 498 Toni Ct was $6,801, up 138% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,801.00 (+137.96%)
2025	$2,858.00	$232,632 Land $78,378 Building $154,254
2023	$2,603.00 (+2.2%) Homeowner's exemption	$223,601 Land $75,336 Building $148,265	$491,220
2022	$2,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 498 Toni Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Toni Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, Verizon.

Nearby Properties on Toni Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures