498 Stickney Bridge Rd, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 498 Stickney Bridge Rd, Jay, NY 12941

Property Summary

Details	4 bd · 3 ba · 1,762 sqft · built 2008
Lot Size	10.2 acres (444,312 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jun 2023)
Tax Bill	$14,984 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2023 Sale & Mortgage + 1 more
APN	`615Z007018`

Property Details

APN / Parcel Number

Primary APN	`615Z007018`
Alternative APNs	`280002700200020164000000` `152800 27.2-2-16.400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft
Basement Area	1,671 sqft
Finished Basement	1,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	444,312 sqft (10.2 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	520 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	615Z007018
Street Address	498 STICKNEY BRIDGE RD
City	JAY
State	NY
Zip	12941-5811
Property Category	Other
Property Type	Unknown
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	16.400
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2030
Census Tract	960200

Owner

498 Stickney Bridge Rd is owned by two individuals who bought it in June 2023.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6708 SONG HILL LN, VICTOR, NY 14564-9739
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage LOANDEPOTCOM LLC
Jun 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
Apr 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Apr 16, 2020 · Amount on File
Deed Document Number	20231840
Deed Book / Page	2126 / 28
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	498 STICKNEY BRIDGE RD, JAY, NY 12941-5811
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002429/0000000284
Date	Jan 19, 2017
Book Page	0000002429/0000000284
Instrument	2017-270

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jun 7, 2023
Property Address	498 STICKNEY BRIDGE RD, JAY, NY 12941-5811
Document Number	0002126/28
Book / Page	2126 / 28
Instrument Date	May 25, 2023
Instrument	2023-1840
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6708 SONG HILL LN, VICTOR, NY 14564-9739

Mortgage

Document Number	0020231841
Date	Jun 7, 2023
Instrument	2023-1841

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Apr 16, 2020
Property Address	498 STICKNEY BRIDGE RD, JAY, NY 12941-5811
Document Number	001986/117
Book / Page	1986 / 117
Instrument Date	Apr 10, 2020
Instrument	2020-1436
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E BROADWAY APT 6C, 6C, LONG BEACH, NY 11561-4455

Mortgage

Document Number	0020201437
Date	Apr 16, 2020
Instrument	2020-1437

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 498 Stickney Bridge Rd was $14,984, up 0.7% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,984.00 (+0.65%)
2025	$14,887.00	$782,800 Land $339,100 Building $443,700	$782,800 Land $339,100 Building $443,700
2023		$684,300 (+7.88%) Land $258,400 Building $425,900	$684,300 (+7.88%) Land $258,400 Building $425,900
2022	$9,459.00	$634,300 Land $208,800 Building $425,500	$634,300 Land $208,800 Building $425,500
2020	$15,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 498 Stickney Bridge Rd; there have been 97 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Stickney Bridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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