Lowndes County property record for 498 Steens Vernon Rd, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,235 sqft · built 1940 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50W000000200 |
| Primary APN | 50W000000200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,235 sqft Adjusted Area |
| 1st Floor Area | 1,156 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Mixed |
| Garage Area | 168 sqft |
| Carport | Carport |
| Carport Area | 144 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 008495 |
|---|---|
| Street Address | 498 STEENS VERNON RD |
| City | STEENS |
| State | MS |
| Zip | 39766-9484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 & PT SW4 SEC 22 498 STEENS VERNON RD |
| Legal Range | 17W |
| Legal Township | 17S |
| Legal Section | 24 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 405 |
498 Steens Vernon Rd is owned by a company that acquired it in September 2017.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 550 STEENS VERNON RD, STEENS, MS 39766-9747 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Jan 22, 2018 | Deed of Trust, Mortgage RENASANT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2017 |
| Deed Sale | Sep 7, 2017 |
| Deed Document Number | 0020176360 |
| Deed Book / Page | 2017 / 06360 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 498 STEENS VERNON RD, STEENS, MS 39766-9484 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202220151 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 2022/20151 |
| Name | RENASANT BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 498 STEENS VERNON RD, STEENS, MS 39766-9484 |
| Document Number | 0020183400 |
| Book / Page | 002018 / 003400 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 550 STEENS VERNON RD STEENS MS 397669747, STEENS, MS 39766-9747 |
| Document Number | 0020183400 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 002018/003400 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Feb 12, 2023 |
The 2025 property tax bill for 498 Steens Vernon Rd was $464, up 0.9% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464.00 (+0.87%) | $4,747 | $31,640 Land $3,330 Building $28,310 |
| 2024 | $460.00 (+21.37%) | ||
| 2023 | $379.00 | $3,928 | $26,180 Land $3,330 Building $22,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Steens Vernon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (2009–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Steens Vernon Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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