498 Spring River Cir, Stockton, CA 95210 Property Records

San Joaquin County property record for 498 Spring River Cir, Stockton, CA 95210

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,658 sqft · built 1990
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Mar 2017)
Tax Bill$3,795 (2026)
Deeds & MortgagesJul 2026 Mortgage
Oct 2019 Mortgage
+ 3 more
Flood ZoneZone X (reduced by levee)
APN088-380-350-000

Property Details

APN / Parcel Number

Primary APN088-380-350-000
Alternative APN
  • 088-380-35

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,658 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number088-380-35
Street Address498 SPRING RIVER CIR
CitySTOCKTON
StateCA
Zip95210-4477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90-FM PT OF 088-020-15
Legal SubdivisionCOUNTRY GREENS
Legal Tract2320
Legal Block2
Legal Lot Number456
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionSTOCKTON
Census Block Group2
Census Block2003
Census Tract3403

Owner

498 Spring River Cir is owned and occupied by two individuals who acquired it in October 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address498 SPRING RIVER CIR, STOCKTON, CA 95210-4477
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 3, 2017Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2017 · Amount on File
Deed SaleMar 3, 2017 · Amount on File
Deed Document Number201725448
Last Transfer DateOct 16, 2020
Transfer Doc0000141306
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateJul 6, 2026
Property Address498 SPRING RIVER CIR, STOCKTON, CA 95210-4477
Document Number0000060738
Instrument DateJun 29, 2026
Instrument202660738
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 SPRING RIVER CIR, STOCKTON, CA 95210-4477
InvestorPossibly a Property Investor

Mortgage

Document Number0000060738,
DateJul 6, 2026
Instrument202660738
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address498 SPRING RIVER CIR, STOCKTON, CA 95210-4477
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114590
DateOct 8, 2019
Instrument2019-114590
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address498 SPRING RIVER CIR, STOCKTON, CA 95210-4477
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000100267
DateSep 7, 2018
Instrument2018-100267
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 21, 2020
Property Address498 SPRING RIVER CIR, STOCKTON, CA 95210-4477
Document Number0000141306
Map ReferenceVOL 30 PG 43
Instrument DateOct 16, 2020
Instrument2020-141306
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address498 SPRING RIVER CIR, STOCKTON, CA 95210-4477
InvestorPossibly a Property Investor

Mortgage

Document Number0000141307
DateOct 21, 2020
Instrument2020-141307
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 3, 2017
Property Address498 SPRING RIVER CIR, STOCKTON, CA 95210-4477
Document Number0000025448
Instrument DateFeb 10, 2017
Instrument25448
Transaction TypeTransfer
Record UpdatedMar 22, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$319.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address498 SPRING RIVER CIR STOCKTON CA 952104477, STOCKTON, CA 95210-4477

Mortgage

Document Number25449
DateMar 3, 2017
Instrument25449
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 498 Spring River Cir was $3,795, up 0.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityStockton City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,795.00 (+0.21%)
2025$3,787.00$336,564 Land $117,796 Building $218,768
2023$3,675.00 (+2.45%)$323,497 Land $113,223 Building $210,274$460,800
2022$3,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Spring River Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Spring River Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STOCKTON
serves 192,702 people · EPA ID CA3910012
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: DigitalPath, ezWave, Softcom Internet Communications, T-Mobile.

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