498 Smith Mill Rd, Thomson, GA 30824 Property Records

McDuffie County property record for 498 Smith Mill Rd, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,128 sqft · built 2017
Lot Size	170 acres (7,405,200 sqft)
Owner	Individual Name on File
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00150 00000 010 B00`

Property Details

APN / Parcel Number

Primary APN	`00150 00000 010 B00`
Alternative APN	`12539`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Heated Area
1st Floor Area	2,128 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405,200 sqft (170 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	1,280 sqft
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12539
Street Address	498 SMITH MILL RD
City	THOMSON
State	GA
Zip	30824-6328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	498 SMITH MILL RD NE
Legal Subdivision	WATER E STUCKEY
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2001
Census Tract	950100

Owner

498 Smith Mill Rd is owned and occupied by an individual who acquired it in May 2019.

Source: McDuffie County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	498 SMITH MILL RD, THOMSON, GA 30824-6328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOLLAND J V
Apr 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Jul 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
May 1, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 1, 2019
Transfer Doc	000675/680
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	498 SMITH MILL RD, THOMSON, GA 30824-6328
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 SMITH MILL RD, THOMSON, GA 30824-6328

Mortgage

Document Number	0000000716/0000000934
Date	Mar 24, 2022
Book Page	0000000716/0000000934

Lender

Name	HOLLAND J V

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	498 SMITH MILL RD, THOMSON, GA 30824-6328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SMITH MILL RD, GA

Mortgage

Document Number	0000000675/0000000115
Date	Apr 16, 2019
Book Page	0000000675/0000000115

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2020

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	498 SMITH MILL RD, THOMSON, GA 30824-6328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SMITH MILL RD, THOMSON, GA 30824-6328

Mortgage

Document Number	0000000688/0000000993
Date	Jul 8, 2020
Book Page	0000000688/0000000993

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDUFFIE GA
Recording Date	May 1, 2019
Property Address	498 SMITH MILL RD, THOMSON, GA 30824-6328
Document Number	000675/680
Book / Page	675 / 680
Instrument Date	May 1, 2019
Instrument	2019-000310
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SMITH MILL RD, THOMSON, GA 30824-6328

Tax Assessment & Valuation

The 2025 property tax bill for 498 Smith Mill Rd was $4,748 with exemptions applied, down 7.8% from the year before.

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,057 (+3.91%) Land $112,348 Building $179,709	$730,141 (+3.91%) Land $280,869 Building $449,272
2025	$4,748.00 (-7.77%) Homeowner's exemption Senior Citizen's exemption	$281,074 (+5.35%) Land $100,367 Building $180,707	$702,685 (+5.35%) Land $250,918 Building $451,767
2024	$5,148.00 (+0.61%) Additional exemption filed	$266,791 (+2.88%) Land $94,588 Building $172,203	$666,977 (+2.88%) Land $236,469 Building $430,508
2023	$5,117.00 (+7.43%)	$259,330 (+10.1%) Land $94,588 Building $164,742	$648,323 (+10.1%) Land $236,469 Building $411,854
2022	$4,763.00	$235,539 Land $94,588 Building $140,951	$588,847 Land $236,469 Building $352,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Smith Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Smith Mill Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Smith Mill Rd

Nearby Streets

All Thomson, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures