Macon County property record for 498 Settlers Ln, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 0.5 ba · 1,165 sqft · built 1960 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $238 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6546748899 |
| Primary APN | 6546748899 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,165 sqft Heated Area |
| 1st Floor Area | 1,165 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 234 sqft |
| Sewer | Septic |
|---|
| Account Number | 6023 |
|---|---|
| Street Address | 498 SETTLERS LN |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-6449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | OFF ROAD 1392 |
| Jurisdiction | MACON NC |
| Township / Civil Division | BURNINGTOWN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970200 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 498 SETTLERS LN, FRANKLIN, NC 28734-6449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238.00 (-0.42%) | $45,680 (-) Land $42,730 Building $2,950 | $45,680 (-) Land $42,730 Building $2,950 |
| 2025 | $239.00 (+32.78%) | ||
| 2023 | $180.00 | $45,680 Land $42,730 Building $2,950 | $45,680 Land $42,730 Building $2,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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