498 Salem St, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 498 Salem St, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	2,596 sqft · built 1972
Lot Size	0.298 acres (12,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Dec 2024)
Tax Bill	$15,174 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-06615-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`46-06615-0000-00015`
Alternative APNs	`460661500015` `661400`

Interior

Stories	2 Stories
Building Area	2,596 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	12,980 sqft (0.298 acres)

Location & Zoning

Account Number	661400
Street Address	498 SALEM ST
City	PARAMUS
State	NJ
Zip	07652-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	133XIRR 5.2LT
Legal Subdivision	VALLEY MANOR ESTATES
Legal Block	6615
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	1
Census Block	1011
Census Tract	42102

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	498 SALEM ST, PARAMUS, NJ 07652-5627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Prior Sale	Aug 14, 2001 · Amount on Record
Deed Document Number	202474821
Deed Book / Page	5385 / 1808
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	498 SALEM ST, PARAMUS, NJ 07652-5627
Document Number	0026670470
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 SALEM ST PARAMUS NJ 076525627, PARAMUS, NJ 07652-5627

Mortgage

Document Number	0026670470
Date	Jul 17, 2017
Book Page	002667/000470

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,083,700 (+7.05%) Land $507,400 Building $576,300	$1,083,700 (+7.05%) Land $507,400 Building $576,300
2025	$15,174.00 (+7.88%)	$1,012,300 (+13.73%) Land $464,800 Building $547,500	$1,012,300 (+13.73%) Land $464,800 Building $547,500
2024	$14,065.00 (+8.62%)
2023		$890,100 Land $408,200 Building $481,900	$890,100 Land $408,200 Building $481,900
2022	$12,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20