Fresno County property record for 498 S Michelle Ave, Kerman, CA 93630
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,854 sqft · built 2020 |
| Lot Size | 0.372 acres (16,188 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $527,500 (Sep 2020) |
| Tax Bill | $6,570 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-350-03S |
| Primary APN | 020-350-03S |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,854 sqft Living Area |
| 1st Floor Area | 2,362 sqft |
| 2nd Floor Area | 1,492 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Lot Area | 16,188 sqft (0.372 acres) |
| Lot Dimensions | 142 ft deep x 114 ft wide |
| Garage Area | 821 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Refrigeration |
|---|
| Street Address | 498 S MICHELLE AVE |
|---|---|
| City | KERMAN |
| State | CA |
| Zip | 93630-9662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUR RTS LOT 3 TRACT 5480 |
| Legal Subdivision | TRACT NO 5480 |
| Legal Tract | 5480 |
| Legal Lot Number | 3 |
| Jurisdiction | FRESNO CA |
| Township / Civil Division | KERMAN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 4004 |
Source: Fresno County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5320 E PINE AVE, FRESNO, CA 93727-2113 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on Record |
| Deed Sale | Sep 1, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2008 |
| Deed Document Number | 2020115520 |
| Last Transfer Date | Apr 15, 2025 |
| Transfer Doc | 0000043064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Sep 1, 2020 |
| Property Address | 498 S MICHELLE AVE, KERMAN, CA 93630-9662 |
| Document Number | 0000115520 |
| Map Reference | VOL 75 PG 1 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 2020-0115520 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 498 S MICHELLE AVE, KERMAN, CA 93630-9662 |
| Document Number | 0000115521 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 2020-0115521 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Fresno County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Fresno County |
| Municipality | Kerman City |
| Unified School District | Kerman Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $576,547 (+2%) Land $110,406 Building $466,141 | |
| 2025 | $6,570.00 (+4.55%) | $565,243 (+4.04%) Land $108,242 Building $457,001 |
| 2023 | $6,284.00 (+0.8%) | $543,296 Land $104,040 Building $439,256 |
| 2022 | $6,234.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KERMAN serves 17,256 people · EPA ID CA1010018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Kerman Telephone Fiber · DSL | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 1,000 / 1,000 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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