Davis County property record for 498 S Harmony Dr, Layton, UT 84041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,112 sqft · built 2013 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,500 (Nov 2013) |
| Tax Bill | $2,908 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-746-0134 |
| Primary APN | 12-746-0134 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| Basement Area | 1,076 sqft |
| Unfinished Basement | 1,076 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,968 sqft (0.137 acres) |
| Garage Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 498 S HARMONY DR |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84041-5175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | ALL OF LOT 134, VILLAS AT HARMONY PLACE PRUD NO 1B, THE. CONT. 0.13700 ACRES |
| Legal Subdivision | THE VILLASAT HARMONEY PLACE PRUD NO 1B |
| Legal Lot Number | 134 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 125411 |
498 S Harmony Dr is owned and occupied by two individuals who bought it in November 2013.
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 498 S HARMONY DR, LAYTON, UT 84041-5175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2013 · Amount on File |
| Deed Sale | Nov 1, 2013 · Amount on File |
| Prior Sale | Nov 1, 2013 |
| Deed Document Number | 20132775153 |
| Deed Book / Page | 5887 / 755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 498 S HARMONY DR, LAYTON, UT 84041-5175 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 007943/750 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 7943/750 |
| Instrument | 3455886 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2042 |
The 2025 property tax bill for 498 S Harmony Dr was $2,908, up 4.3% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,100 (+1.26%) Land $91,966 Building $217,134 | $562,000 (+1.26%) Land $167,211 Building $394,789 | |
| 2025 | $2,908.00 (+4.34%) | $305,250 Land $93,447 Building $211,803 | $555,000 Land $169,904 Building $385,096 |
| 2024 | $2,787.00 (+6.25%) | ||
| 2023 | $2,623.00 (-7.67%) | $489,000 Land $98,977 Building $390,023 | $489,000 Land $98,977 Building $390,023 |
| 2022 | $2,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 S Harmony Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 498 S Harmony Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 63% of Utah |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| CenturyLink Fiber | 3,000 / 3,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Utah Broadband.
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