498 River Front Cir, Naperville, IL 60540 Property Records

DuPage County property record for 498 River Front Cir, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,935 sqft · built 1986
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (May 2023)
Tax Bill	$9,331 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-114-017`

Property Details

APN / Parcel Number

Primary APN	`07-24-114-017`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,935 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	1,161 sqft
2nd Floor Area	774 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	8.8 ft deep x 3.3 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	498 RIVER FRONT CIR
City	NAPERVILLE
State	IL
Zip	60540-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RIVER BEND ASSMT PLAT NO 13 ALL
Legal Subdivision	RIVER BEND ASSMT PLAT
Legal Lot Number	508
Legal Unit	13
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2012
Census Tract	846504

Owner

498 River Front Cir is owned by an individual who bought it in May 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6250 N WAYNE AVE, CHICAGO, IL 60660-1618
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Oct 22, 1998 · Amount on File
Deed Document Number	202330259
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 17, 2023
Property Address	498 RIVER FRONT CIR, NAPERVILLE, IL 60540-5265
Document Number	0000030259
Map Reference	DOC R80-73333
Instrument Date	May 2, 2023
Instrument	R2023-030259
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	NOT AVAILABLE, NAPERVILLE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 N WAYNE AVE, CHICAGO, IL 60660-1618

Mortgage

Document Number	0000030260
Date	May 17, 2023
Instrument	R2023-030260

Lender

Name	LISLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 498 River Front Cir was $9,331, up 5.3% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,331.00 (+5.29%)	$176,035 (+9.67%) Land $56,754 Building $119,281	$528,105 (+9.67%) Land $170,262 Building $357,843
2024	$8,862.00	$160,514 Land $51,750 Building $108,764	$481,542 Land $155,250 Building $326,292
2022	$8,394.00 Homeowner's exemption Senior Citizen's exemption	$140,920 Land $45,100 Building $95,820	$422,760 Land $135,300 Building $287,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 498 River Front Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	22 (1996–2025)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Apr 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 498 River Front Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20