498 Pine St, Geraldine, AL 35974 Property Records

DeKalb County property record for 498 Pine St, Geraldine, AL 35974

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,965 sqft · built 2024
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$25,500 (Sep 2012)
Tax Bill$2,219 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-02-04-0-001-025.000

Property Details

APN / Parcel Number

Primary APN29-02-04-0-001-025.000
Alternative APNs
  • 163741
  • 152305
  • 32305

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,965 sqft Living Area
1st Floor Area2,965 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Garage TypeMixed
Garage Area2,719 sqft
PorchSlab
Porch Area749 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number163741
Street Address498 PINE ST
CityGERALDINE
StateAL
Zip35974-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONT 3 AC(C) S4 T8S R6E PT OF W1/2-SE1/4 DESC AS: BEG 132' SOUTH & 331.07' WEST OF NW COR OF SE-SE; TH NW 56.09' NW 737.9' SW
Legal Range06E
Legal Township08S
Legal Section04
JurisdictionDEKALB AL
Township / Civil DivisionGERALDINE
Census Block Group3
Census Block3058
Census Tract960602

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address269 STONE ST, ALBERTVILLE, AL 35951-7516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2012 · Amount on Record
Deed SaleSep 20, 2012 · Amount on Record
Prior SaleSep 29, 2008
Deed Document Number20123046809
Deed Book / Page773 / 22
Prior Transfer DateSep 14, 2012
Prior Transfer Doc773/22
Record UpdatedOct 29, 2026

August 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionDEKALB AL
Recording DateAug 24, 2022
Property Address498 PINE ST, GERALDINE, AL 35974-3103
Document Number03002/5913
Book / Page3002 / 5913
Instrument DateAug 19, 2022
Transaction TypeTransfer
Record UpdatedAug 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 PINE ST, GERALDINE, AL 35974-3104

Mortgage

Document Number0500214949
DateAug 24, 2022
Instrument5002/14949
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyDeKalb County
MunicipalityGeraldine Town
Unified School DistrictDeKalb County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,219.00 (-2.16%) Homeowner's exemption
2025$2,268.00 (+21.09%) Homeowner's exemption$57,380 (+20.5%) Land $2,120 Building $55,260$573,760 (+20.5%) Land $21,160 Building $552,600
2023$1,873.00 (+9.72%) Homeowner's exemption$47,620 (+9.42%)$476,160 (+9.42%) Land $21,160 Building $455,000
2022$1,707.00 Homeowner's exemption$43,520 Land $2,120 Building $41,400$435,160 Land $21,160 Building $414,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 62% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST ALABAMA WATER SEWER AND FPD
serves 47,070 people · EPA ID AL0001422
Water SourceSurface water
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Telecommunications Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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