Horry County property record for 498 Pacific Commons Dr, Myrtle Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,288 sqft · built 2020 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jan 2023) |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-07-02-0061 |
| Primary APN | 459-07-02-0061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 498 PACIFIC COMMONS DR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29575-5535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RETREAT @ OCEAN COMMONS PH 5; LOT 509 |
| Legal Subdivision | RETREAT @ OCEAN COMMONS PH 5 |
| Legal Lot Number | 509 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
498 Pacific Commons Dr is owned and occupied by an individual who bought it in January 2023.
Source: Horry County records, as of February 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 498 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE |
| Nov 5, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on File |
| Deed Sale | Jan 6, 2023 · Amount on File |
| Prior Sale | Nov 5, 2020 · Amount on File |
| Deed Document Number | 0046302756 |
| Deed Book / Page | 4630 / 2756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jan 6, 2023 |
| Property Address | 498 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5535 |
| Document Number | 0046302756 |
| Book / Page | 4630 / 2756 |
| Instrument Date | Oct 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5535 |
| Document Number | 0006636471 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 6636/471 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 5, 2020 |
| Property Address | 498 PACIFIC COMMONS DR, SURFSIDE BEACH, SC 29575-5535 |
| Document Number | 4359/1651 |
| Book / Page | 004359 / 001651 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,098.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 PACIFIC COMMONS DR SURFSIDE BEACH SC 295755535, SURFSIDE BEACH, SC 29575-5535 |
| Document Number | 6289/2179 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 006289/002179 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2050 |
The 2025 property tax bill for 498 Pacific Commons Dr was $1,674.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 | ||
| 2024 | $1,674.00 (+0.9%) | $25,867 (+118.29%) Land $8,033 Building $17,834 | $431,116 (+45.51%) Land $133,887 Building $297,229 |
| 2023 | $1,659.00 | $11,850 Land $2,100 Building $9,750 | $296,280 Land $52,580 Building $243,700 |
| 2021 | $1,210.00 | $17,777 Land $3,155 Building $14,622 | $296,280 Land $52,580 Building $243,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 498 Pacific Commons Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Pacific Commons Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures