Hernando County property record for 498 Old Windsor Way, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,027 sqft · built 2017 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,900 (Dec 2020) |
| Tax Bill | $2,894 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R34-223-18-3755-0090-0320 |
| Primary APN | R34-223-18-3755-0090-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,027 sqft Living Area |
| 1st Floor Area | 2,466 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 343 sqft |
| Patio Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01763443 |
|---|---|
| Street Address | 498 OLD WINDSOR WAY |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES OF AVALON PH 3B-1 BLK 9 LOT 32 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 34 |
| Legal Subdivision | VILLAGES OF AVALON PH 3B-1 |
| Legal Block | 9 |
| Legal Lot Number | 32 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 40906 |
498 Old Windsor Way is owned and occupied by an individual who bought it in December 2020.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 498 OLD WINDSOR WAY, SPRING HILL, FL 34609-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage GMFS LLC |
| Jun 28, 2019 | Grant Deed, Transfer · Conventional Mortgage IBERIABANK |
| Aug 24, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on File |
| Deed Sale | Dec 17, 2020 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 2020079383 |
| Deed Book / Page | 3927 / 1169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 17, 2020 |
| Property Address | 498 OLD WINDSOR WAY, SPRING HILL, FL 34609-4634 |
| Document Number | 0039271169 |
| Book / Page | 3927 / 1169 |
| Map Reference | MB 42 PG 15-19 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2020079383 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,064.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6605 CYPRESSWOOD DR STE 430, 6605, SPRING, TX 77379-7741 |
| Name | Verified Name |
|---|---|
| Address | 498 OLD WINDSOR WAY, SPRING HILL, FL 34609-4634 |
| Document Number | 39271171 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 3927/1171 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 498 OLD WINDSOR WAY, SPRING HILL, FL 34609-4634 |
| Document Number | 0037220260 |
| Book / Page | 003722 / 000260 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 40724 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,692.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 6605 CYPRESSWOOD DR #430 SPRING TX 773797708, 430, SPRING, TX 77379-7708 |
| Document Number | 37220262 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 003722/000262 |
| Instrument | 40725 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 27, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 498 OLD WINDSOR WAY, SPRING HILL, FL 34609-4634 |
| Document Number | 0035001774 |
| Book / Page | 003500 / 001774 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 48863 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,172.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3925 COCONUT PALM DR #117 TAMPA FL 336191303, 117, TAMPA, FL 33619-1303 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 498 Old Windsor Way was $2,894 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,894.00 Additional exemption filed | $247,159 | $307,642 Land $55,553 Building $252,089 |
| 2023 | $233,197 (+3%) Land $233,197 | ||
| 2022 | $2,864.00 Homeowner's exemption | $226,405 | $295,693 Land $55,553 Building $240,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Old Windsor Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Old Windsor Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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