498 Niantic Ave, Daly City, CA 94014 Property Records

San Mateo County property record for 498 Niantic Ave, Daly City, CA 94014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1957
Lot Size	0.04 acres (1,750 sqft)
Owner	Individual Name on File
Last Sale	$940,000 (Nov 2022)
Tax Bill	$11,826 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-292-020`

Property Details

APN / Parcel Number

Primary APN	`002-292-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	870 sqft
2nd Floor Area	370 sqft
Basement Area	490 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	1,750 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 25 ft wide
Garage Type	Basement
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	498 NIANTIC AVE
City	DALY CITY
State	CA
Zip	94014-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000A
Legal Description	LOT 20 MYRTLE TRACT RSM 41/28 CITY OF DALY CITY
Legal Subdivision	MYRTLE TRACT
Legal Lot Number	20
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2005
Census Tract	600702

Owner

498 Niantic Ave is owned and occupied by an individual who bought it in November 2022.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	498 NIANTIC AVE, DALY CITY, CA 94014-3853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Divorce Transfer, Transfer · Loan Assumption CARRINGTON MORTGAGE SERVICES LLC
Sep 26, 2023	Deed of Trust, Mortgage · VA Mortgage VALOREM LENDING LLC
Nov 8, 2022	Grant Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Deed Document Number	202278041
Prior Transfer Date	Sep 29, 1994
Prior Transfer Doc	0000158549
Record Updated	Oct 29, 2026

February 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 27, 2026
Property Address	498 NIANTIC AVE, DALY CITY, CA 94014-3853
Document Number	0000009931
Map Reference	MB 41 PG 28
Instrument Date	Feb 11, 2026
Instrument	2026-009931
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	498 NIANTIC AVE, DALY CITY, CA 94014-3853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 NIANTIC AVE, DALY CITY, CA 94014-3853

Mortgage

Document Number	0000009932
Date	Feb 27, 2026
Instrument	2026-009932

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	343 Months
Due	Sep 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	498 NIANTIC AVE, DALY CITY, CA 94014-3853
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 NIANTIC AVE, DALY CITY, CA 94014-3853

Mortgage

Document Number	0000046863
Date	Sep 26, 2023
Instrument	2023-046863

Lender

Name	VALOREM LENDING LLC
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 8, 2022
Property Address	498 NIANTIC AVE, DALY CITY, CA 94014-3853
Document Number	0000078041
Map Reference	MB 41 PG 28
Instrument Date	Nov 2, 2022
Instrument	2022-078041
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,034.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2392 38TH AVE, SAN FRANCISCO, CA 94116-2141

Mortgage

Document Number	0000078042
Date	Nov 8, 2022
Instrument	2022-078042

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 498 Niantic Ave was $11,826, up 2.2% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Daly City
Elementary School District	Jefferson Elementary School District (KG - 08)
Secondary School District	Jefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$997,534 (+2%) Land $742,845 Building $254,689
2025	$11,826.00 (+2.25%)	$977,976 Land $728,280 Building $249,696
2024	$11,566.00 (+2.56%)
2023	$11,277.00 (+617.82%)	$940,000 Land $700,000 Building $240,000	$823,770
2022	$1,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Niantic Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Niantic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DALY CITY serves 102,593 people · EPA ID CA4110013
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet, Verizon.

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