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498 Moss St, Chula Vista, CA 91911 Property Records

San Diego County property record for 498 Moss St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,081 sqft · built 1935
Lot Size0.18 acres (7,830 sqft)
Owner2 Individual Names on Record
Tax Bill$4,297 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN618-073-16-00

Property Details

APN / Parcel Number

Primary APN618-073-16-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,081 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Lot Area7,830 sqft (0.18 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address498 MOSS ST
CityCHULA VISTA
StateCA
Zip91911-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPAR 2 TR PM19361
Legal SubdivisionCITY OF CHULA VISTA
Legal Tract1019361
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract13104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address498 MOSS ST, CHULA VISTA, CA 91911-1726
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 19, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2012
Deed SaleDec 13, 2012
Prior SaleJul 28, 2008 · Amount on Record
Deed Document Number2012782640
Prior Transfer DateMay 6, 2008
Prior Transfer Doc0000250496
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address498 MOSS ST, CHULA VISTA, CA 91911-1726
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 MOSS ST, CHULA VISTA, CA 91911-1726

Mortgage

Document Number0000727860
DateOct 19, 2021
Instrument2021-0727860
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term258 Months
DueApr 1, 2043

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address498 MOSS ST, CHULA VISTA, CA 91911-1726
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000466629
DateAug 19, 2020
Instrument2020-0466629
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term269 Months
DueJan 1, 2043

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$328,362 (+2%) Land $249,558 Building $78,804
2025$4,297.00 (+10.18%) Homeowner's exemption$321,924 (+4.04%) Land $244,665 Building $77,259
2023$3,900.00 (-0.54%) Homeowner's exemption$309,425 Land $235,165 Building $74,260
2022$3,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile.

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