498 Monroe St, Buffalo, NY 14211 Property Records

Erie County and Buffalo City property record for 498 Monroe St, Buffalo, NY 14211

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,080 sqft · built 1920
Lot Size	0.125 acres (5,450 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2023)
Tax Bill	$476 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 111.34-2-21.1`

Property Details

APN / Parcel Number

Primary APN	`140200 111.34-2-21.1`
Alternative APNs	`02001113400002021100` `02459650`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,080 sqft Total Area
1st Floor Area	1,040 sqft
2nd Floor Area	1,040 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,450 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02459650
Street Address	498 MONROE ST
City	BUFFALO
State	NY
Zip	14211-3122
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	N-3R
Legal Description	27.57 N SYCAMORE
Legal Subdivision	HOLLAND LAND COMPANY
Legal Block	2
Legal Lot Number	21.100
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4006
Census Tract	16600

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	498 MONROE ST, BUFFALO, NY 14211-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	2023170431
Deed Book / Page	11422 / 5862
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 3, 2023
Property Address	498 MONROE ST, BUFFALO, NY 14211-3122
Document Number	0114225862
Book / Page	11422 / 5862
Map Reference	LB 90 PG 331
Instrument Date	Sep 22, 2023
Instrument	2023170431
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4205 RIVIERA DR, CORONA, CA 92883-0771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 MONROE ST, BUFFALO, NY 14211-3122

Mortgage

Document Number	0141056553
Date	Oct 3, 2023
Instrument	14105/6553

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$476.00 (-59.04%)
2025	$1,162.00 (+79.04%)	$144,000 (+26%) Land $7,000 Building $137,000	$144,000 (+121.4%) Land $7,000 Building $137,000
2024	$649.00 (+213.53%)	$40,000 (-) Land $2,700 Building $37,300	$65,041 (+13.82%) Land $4,390 Building $60,651
2023	$207.00	$40,000 (-) Land $2,700 Building $37,300	$57,143 (+11.39%) Land $3,857 Building $53,286
2022		$40,000 Land $2,700 Building $37,300	$51,300 Land $3,463 Building $47,837

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20