498 Millstone Dr, Orange Park, FL 32065 Property Records

Clay County property record for 498 Millstone Dr, Orange Park, FL 32065

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,402 sqft · built 2004
Lot Size0.16 acres (6,982 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Mar 2022)
Tax Bill$5,539 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN05-04-25-007868-005-01

Property Details

APN / Parcel Number

Primary APN05-04-25-007868-005-01

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,402 sqft Heated Area
Gross Area4,082 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,982 sqft (0.16 acres)
Garage Area460 sqft
PorchPorch
Porch Area20 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address498 MILLSTONE DR
CityORANGE PARK
StateFL
Zip32065-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 1 HEARTHSTONE @ OAKLEAF PLANTATION AS REC O R 4585 PG 1489
Legal Range25
Legal Township04
Legal Section05
Legal SubdivisionHEARTHSTONE @ OAKLEAF PLANTATION
Legal Lot Number1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1000
Census Tract30207

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address498 MILLSTONE DR, ORANGE PARK, FL 32065-4210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Warranty Deed, Transfer · VA Mortgage
BANK OF ENGLAND
Aug 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2022 · Amount on Record
Deed SaleMar 21, 2022 · Amount on Record
Prior SaleAug 9, 2019
Deed Document Number2022018059
Deed Book / Page4585 / 1489
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 21, 2022
Property Address498 MILLSTONE DR, ORANGE PARK, FL 32065-4210
Document Number0045851489
Book / Page4585 / 1489
Map ReferenceMB 39 PG 69-77
Instrument DateMar 18, 2022
Instrument2022018059
Transaction TypeTransfer
Record UpdatedApr 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7093 LONGLEAF BRANCH DR, 7093, JACKSONVILLE, FL 32222-4125

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 MILLSTONE DR, ORANGE PARK, FL 32065-4210

Mortgage

Document Number0045851491
DateMar 21, 2022
Instrument4585/1491
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateAug 9, 2019
Property Address498 MILLSTONE DR, ORANGE PARK, FL 32065-4210
Document Number0042200616
Book / Page004220 / 000616
Instrument DateAug 6, 2019
Instrument42679
Transaction TypeTransfer
Record UpdatedSep 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 MILLSTONE DR ORANGE PARK FL 320654210, ORANGE PARK, FL 32065-4210

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,539.00 (-29.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$413,342 (-3.02%) Land $60,000 Building $353,342$413,342 (-3.02%) Land $60,000 Building $353,342
2023$7,817.00 (+90.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$426,210 (+137.79%) Land $60,000 Building $366,210$426,210 (+22.23%) Land $60,000 Building $366,210
2022$4,110.00 Homeowner's exemption$179,235$348,684 Land $40,000 Building $308,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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