Clay County property record for 498 Millstone Dr, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,402 sqft · built 2004 |
| Lot Size | 0.16 acres (6,982 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Mar 2022) |
| Tax Bill | $5,539 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-25-007868-005-01 |
| Primary APN | 05-04-25-007868-005-01 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,402 sqft Heated Area |
| Gross Area | 4,082 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,982 sqft (0.16 acres) |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 498 MILLSTONE DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 1 HEARTHSTONE @ OAKLEAF PLANTATION AS REC O R 4585 PG 1489 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | HEARTHSTONE @ OAKLEAF PLANTATION |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30207 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 498 MILLSTONE DR, ORANGE PARK, FL 32065-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Aug 9, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Prior Sale | Aug 9, 2019 |
| Deed Document Number | 2022018059 |
| Deed Book / Page | 4585 / 1489 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 21, 2022 |
| Property Address | 498 MILLSTONE DR, ORANGE PARK, FL 32065-4210 |
| Document Number | 0045851489 |
| Book / Page | 4585 / 1489 |
| Map Reference | MB 39 PG 69-77 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022018059 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7093 LONGLEAF BRANCH DR, 7093, JACKSONVILLE, FL 32222-4125 |
| Name | Verified Name |
|---|---|
| Address | 498 MILLSTONE DR, ORANGE PARK, FL 32065-4210 |
| Document Number | 0045851491 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 4585/1491 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 9, 2019 |
| Property Address | 498 MILLSTONE DR, ORANGE PARK, FL 32065-4210 |
| Document Number | 0042200616 |
| Book / Page | 004220 / 000616 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 42679 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 MILLSTONE DR ORANGE PARK FL 320654210, ORANGE PARK, FL 32065-4210 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,539.00 (-29.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $413,342 (-3.02%) Land $60,000 Building $353,342 | $413,342 (-3.02%) Land $60,000 Building $353,342 |
| 2023 | $7,817.00 (+90.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $426,210 (+137.79%) Land $60,000 Building $366,210 | $426,210 (+22.23%) Land $60,000 Building $366,210 |
| 2022 | $4,110.00 Homeowner's exemption | $179,235 | $348,684 Land $40,000 Building $308,684 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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