498 Middlesex Ct, Buffalo Grove, IL 60089 Property Records

Cook County property record for 498 Middlesex Ct, Buffalo Grove, IL 60089

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,601 sqft · built 1969
Lot Size	0.202 acres (8,778 sqft)
Owner	2 Company Names on Record
Last Sale	$156,666 (Feb 1994)
Tax Bill	$9,761 (2023)
Deeds & Mortgages	Mar 2024 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-09-213-020`

Property Details

APN / Parcel Number

Primary APN	`03-09-213-020`
Alternative APN	`03-09-213-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,601 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,778 sqft (0.202 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	498 MIDDLESEX CT
City	BUFFALO GROVE
State	IL
Zip	60089-4455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CAMBRIDGE) (COUNTRYSIDE) (UNIT2) SUB IN NE SEC 09-42-11
Legal Range	11E
Legal Township	42N
Legal Section	09
Legal Subdivision	CAMBRIDGE COUNTRYSIDE UNIT2
Legal Lot Number	77
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2004
Census Tract	802503

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	498 MIDDLESEX CT, BUFFALO GROVE, IL 60089-4455
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 28, 2017	Deed of Trust, Mortgage · Line of Credit US BK
Nov 16, 2016	Loan Modification, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 1994 · Amount on Record
Deed Sale	Feb 15, 1994 · Amount on Record
Deed Document Number	1994440
Last Transfer Date	Feb 2, 2024
Transfer Doc	0000030096
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 12, 2024
Property Address	498 MIDDLESEX CT, BUFFALO GROVE, IL 60089-4455
Document Number	0007230096
Instrument Date	Feb 2, 2024
Instrument	2407230096
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	498 MIDDLESEX CT, BUFFALO GROVE, IL 60089-4455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 MIDDLESEX CT, BUFFALO GROVE, IL 60089-4455

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	498 MIDDLESEX CT, BUFFALO GROVE, IL 60089-4455
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002633315
Date	Jan 26, 2022
Instrument	2202633315

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Interest

Rate	2.37%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	498 MIDDLESEX CT, BUFFALO GROVE, IL 60089-4455
Document Number	1704047062
Instrument Date	Jan 28, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2017
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	498 MIDDLESEX CT BUFFALO GROVE IL 600894455, BUFFALO GROVE, IL 60089-4455

Mortgage

Document Number	1704047062
Date	Feb 9, 2017
Instrument	4047062

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 8, 2037

Interest

Rate Type	Adjustable Rate

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	498 MIDDLESEX CT, BUFFALO GROVE, IL 60089-4455
Document Number	1706217035
Instrument Date	Nov 16, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	498 MIDDLESEX CT BUFFALO GROVE IL 600894455, BUFFALO GROVE, IL 60089-4455

Mortgage

Document Number	1706217035
Date	Mar 3, 2017
Instrument	6217035

Lender

Name	US BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	Mar 2, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Buffalo Grove Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,000 (+36.11%) Land $9,217 Building $39,783	$490,000 (+36.11%) Land $92,170 Building $397,830
2023	$9,761.00 (-3.76%)
2022	$10,142.00 (+4.43%) Homeowner's exemption	$35,999 (+18.39%) Land $7,900 Building $28,099	$359,990 (+18.39%) Land $79,000 Building $280,990
2021	$9,712.00 Homeowner's exemption	$30,407 Land $5,047 Building $25,360	$304,070 Land $50,470 Building $253,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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