498 Mariners Point Rd, Hudgins, VA 23076 Property Records

Mathews County property record for 498 Mariners Point Rd, Hudgins, VA 23076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 1928
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Sep 2021)
Tax Bill	$47 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-A-157`

Property Details

APN / Parcel Number

Primary APN	`16-A-157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Roof Type	Hip
Roof Material	Slate
Lot Area	82,764 sqft (1.9 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	498 MARINERS POINT RD
City	HUDGINS
State	VA
Zip	23076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC 1.900 0000/
Legal Lot Number	157
Jurisdiction	MATHEWS VA
Township / Civil Division	PIANKATANK
Census Block Group	2
Census Block	2005
Census Tract	951302

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2977 DRAGANA DR, HENRICO, VA 23233-2819
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	20211697
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Sep 15, 2021
Property Address	498 MARINERS POINT RD, HUDGINS, VA 23076
Document Number	210001697
Instrument Date	Sep 9, 2021
Instrument	210001697
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2977 DRAGANA DR, RICHMOND, VA 23233-2819

Mortgage

Document Number	210001698
Date	Sep 15, 2021
Instrument	210001698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$47.00 (-98.42%)	$480,700 (-) Land $197,500 Building $283,200
2025	$2,980.00 (+10.74%)
2023	$2,691.00	$480,700 Land $197,500 Building $283,200	$480,700 Land $197,500 Building $283,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	13 (2003–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20