Franklin County and Jay Town property record for 498 Main St, Jay, ME 04239 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 960 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $219,900 (2023) |
| Tax Bill | $2,635.00 (2025) |
| Primary APN | JAYY M:026 L:047 |
|---|---|
| Alternative APN |
|
| Building Area | 960 sqft Living Area |
|---|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Account Number | 1572 |
|---|---|
| Street Address | 498 MAIN ST |
| City | JAY |
| State | ME |
| Zip | 04239-5105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | WALSH SUB |
| Legal Lot Number | 47 |
| Jurisdiction | JAY ME |
| Minor Civil Division | JAY |
| Census Blockgroup | 5 |
| Census Block | 5002 |
| Census Tract | 971400 |
Source: Franklin County and Jay Town records · APN JAYY M:026 L:047
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 498 MAIN ST, JAY, ME 04239-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage BANK OF AMERICA NA |
| Jul 26, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage CAMDEN NATIONAL BANK |
| Sep 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit FRANKLIN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2021 · Amount on Record |
| Deed Doc Number | 20233001 |
| Deed Book / Page | 4551 / 317 |
| Transfer Doc | 0037360304 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAY ME |
| Recording Date | May 31, 2023 |
| Property Address | 498 MAIN ST, JAY, ME 04239-5105 |
| Document Number | 0045510317 |
| Book / Page | 4551 / 317 |
| Instrument Date | May 30, 2023 |
| Instrument | 3001 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7 KELSEY ST # 2, 2, WATERVILLE, ME 04901-5554 |
| Document Number | 0000003002 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 3002 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAY ME |
| Recording Date | Jul 26, 2021 |
| Property Address | 498 MAIN ST, JAY, ME 04239-5105 |
| Document Number | 0043490321 |
| Book / Page | 4349 / 321 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 6723 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 104 MAIN ST APT 1, 1, JAY, ME 04239-1662 |
| Document Number | 0000006724 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 6724 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAY ME |
| Recording Date | Sep 17, 2020 |
| Property Address | 498 MAIN ST, JAY, ME 04239-5105 |
| Document Number | 0042320094 |
| Book / Page | 004232 / 000094 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 7663 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 MAIN ST JAY ME 042395105, JAY, ME 04239-5105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAY ME |
| Property Address | 498 MAIN ST, JAY, ME 04239-5105 |
| Document Number | 0041830105 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0041830105 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 004183/000105 |
| Instrument | 2886 |
| Name | FRANKLIN SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | FARMINGTON, ME 04938-0825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County and Jay Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Franklin County |
| County Subdivision | Jay Town |
| Unified School District | Regional School Unit 73 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,635.00 (+33.42%) | $219,560 (+144.55%) Land $44,080 Building $175,480 |
| 2024 | $1,975.00 (-4.36%) | $89,780 (-) Land $15,800 Building $73,980 |
| 2023 | $2,065.00 (+12.23%) | $89,780 (-) Land $15,800 Building $73,980 |
| 2022 | $1,840.00 | $89,780 Land $15,800 Building $73,980 |
Our records do not include FEMA flood map data for 498 Main St; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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