Ramsey County property record for 498 Hoyt Ave E, Saint Paul, MN 55130 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,595 sqft Living Area |
| Lot Size | 14,418 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2010) |
| Tax Bill | $5,206.00 (2023) |
| Primary APN | 20-29-22-24-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 1,979 sqft Gross Area |
| 1st Floor Area | 1,095 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 14,418 sqft (0.33 acres) |
| Lot Dimensions | 162 ft deep x 89 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Attached |
| Garage Area | 384 sqft Garage |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 498 HOYT AVE E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55130-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOTHIER'S ADDITION NO. 2 SUBJ TO ESMTS AND EX W TRIANGULAR PART ...83/1OO FT ON W L LOT 5 BLK 2 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 20 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | GOTHIERS ADDITION NO 2 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30601 |
Source: Ramsey County records · APN 20-29-22-24-0002
Assessment roll updated February 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 498 HOYT AVE E, SAINT PAUL, MN 55130-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Line of Credit HIWAY CU |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HIWAY CU |
| Nov 05, 2019 | Deed of Trust, Mortgage · Line of Credit HIWAY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2010 · Amount on Record |
| Deed Sale | Apr 29, 2010 · Amount on Record |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 498 HOYT AVE E, SAINT PAUL, MN 55130-3017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A04935645 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | A04935645 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 498 HOYT AVE E, SAINT PAUL, MN 55130-3017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Name | Verified Name |
|---|
| Document Number | 0A04919412 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | A04919412 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 498 HOYT AVE E, SAINT PAUL, MN 55130-3017 |
| Document Number | 0004784124 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 498 HOYT AVE E ST PAUL MN 551303017, ST PAUL, MN 55130-3017 |
| Document Number | 0004784124 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 4784124 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 18, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,206.00 Homeowner's exemption | $263,500 Land $37,500 Building $226,000 | $263,500 Land $37,500 Building $226,000 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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