498 Hill St, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 498 Hill St, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,824 sqft · built 2012
Lot Size	0.241 acres (10,522 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Feb 2021)
Tax Bill	$340 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-15-01-024`

Property Details

APN / Parcel Number

Primary APN	`122-15-01-024`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Finished Area
Gross Area	2,864 sqft
1st Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,522 sqft (0.241 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	216 sqft
Storage Building	144 sqft

Location & Zoning

Street Address	498 HILL ST
City	MONCKS CORNER
State	SC
Zip	29461-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	ASSESSMENT DISTRICT: 390MITTEN PARK & TERRACE
Legal Subdivision	MITTEN PARK & TERRACE
Legal Lot Number	41
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1026
Census Tract	20504

Owner

498 Hill St is owned and occupied by an individual who bought it in February 2021.

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	498 HILL ST, MONCKS CORNER, SC 29461-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 9, 2021	Warranty Deed, Transfer · VA Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Prior Sale	Aug 25, 2015 · Amount on File
Deed Document Number	20216218
Deed Book / Page	3684 / 585
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	498 HILL ST, MONCKS CORNER, SC 29461-4007
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04101/0046
Date	Dec 30, 2021
Book Page	4101/46
Instrument	2021060863

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 9, 2021
Property Address	498 HILL ST, MONCKS CORNER, SC 29461-4007
Document Number	03684/0585
Book / Page	3684 / 585
Map Reference	MB F PG 99-A
Instrument Date	Feb 1, 2021
Instrument	2021006218
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	NOT AVAILABLE, EXPERT TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$991.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	498 HILL ST, MONCKS CORNER, SC 29461-4007

Mortgage

Document Number	2021006219
Date	Feb 9, 2021
Instrument	2021006219

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 498 Hill St was $340, down 83.7% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,990 (+2,399.92%) Land $60,088 Building $264,902	$378,600 (-) Land $70,000 Building $308,600
2025	$340.00 (-83.72%)	$13,000 (-) Land $2,404 Building $10,596	$378,600 (-) Land $70,000 Building $308,600
2024	$2,088.00 Homeowner's exemption	$13,000 Land $2,404 Building $10,596	$378,600 Land $70,000 Building $308,600
2022	$5,700.00	$16,956 Land $2,880 Building $14,076	$282,600 Land $48,000 Building $234,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 498 Hill St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Hill St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 80% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hill St

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