Middlesex County and Middlesex Borough property record for 498 Harris Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,172 sqft · built 1940 |
| Lot Size | 0.201 acres (8,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jun 1997) |
| Tax Bill | $8,982 (2025) |
| Deeds & Mortgages | Nov 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00332-0000-00038 |
| Primary APN | 10-00332-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 8,764 sqft (0.201 acres) |
| Street Address | 498 HARRIS AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 8766 SF 39 |
| Legal Subdivision | INCL |
| Legal Block | 332 |
| Legal Lot Number | 38 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 102 |
498 Harris Ave is owned and occupied by an individual who bought it in June 1997.
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 498 HARRIS AVE, MIDDLESEX, NJ 08846-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 1997 · Amount on File |
| Deed Sale | Jun 16, 1997 · Amount on File |
| Deed Book / Page | 4418 / 115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 498 HARRIS AVE, MIDDLESEX, NJ 08846-2011 |
| Document Number | 0000014085 |
| Instrument Date | Nov 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | FIRST AMERICAN TITLE IN |
| Name | Verified Name |
|---|---|
| Address | 498 HARRIS AVE MIDDLESEX NJ 088462011, MIDDLESEX, NJ 08846-2011 |
| Document Number | 0000014085 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 018260/001175 |
| Instrument | 14085 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Jan 27, 2060 |
| Rate | 3.25% |
|---|
The 2025 property tax bill for 498 Harris Ave was $8,982, up 21.8% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,300 (+2.03%) Land $135,800 Building $296,500 | $432,300 (+2.03%) Land $135,800 Building $296,500 | |
| 2025 | $8,982.00 (+21.76%) | $423,700 Land $135,800 Building $287,900 | $423,700 Land $135,800 Building $287,900 |
| 2024 | $7,377.00 | ||
| 2023 | $318,800 Land $135,800 Building $183,000 | $318,800 Land $135,800 Building $183,000 | |
| 2022 | $7,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Harris Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2021) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 498 Harris Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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