498 Freedom Ct, Gurnee, IL 60031 Property Records

Lake County property record for 498 Freedom Ct, Gurnee, IL 60031 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,079 sqft · built 1994
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Apr 2020)
Tax Bill$9,711 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-20-103-008

Property Details

APN / Parcel Number

Primary APN07-20-103-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,079 sqft Living Area
Gross Area3,788 sqft
1st Floor Area1,135 sqft
2nd Floor Area944 sqft
Upper Floors Area944 sqft
Basement Area1,135 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area574 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address498 FREEDOM CT
CityGURNEE
StateIL
Zip60031-4493
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON PARK SUBDIVISION; LOT 74
Legal SubdivisionWASHINGTON PARK SUBDIVISION
Legal Lot Number74
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group2
Census Block2015
Census Tract861611

Owner

Source: Lake County records · APN 07-20-103-008

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address498 FREEDOM CT, GURNEE, IL 60031-4493
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Line of Credit
CONSUMERS CREDIT UNION
Apr 15, 2020Warranty Deed, Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2020 · Amount on Record
Deed SaleApr 15, 2020 · Amount on Record
Prior SaleAug 12, 1997 · Amount on Record
Deed Document Number20207648061
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Recording DateMay 01, 2026
Property Address498 FREEDOM CT, GURNEE, IL 60031-4493
Document Number0008166573
Instrument DateApr 24, 2026
Instrument20268166573
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address498 FREEDOM CT, GURNEE, IL 60031-4493
InvestorPossibly a Property Investor

Mortgage

Document Number0008166573,
DateMay 01, 2026
Instrument20268166573
Lender
NameCONSUMERS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 20, 2046
Interest
Rate6.38%
Max Rate-1%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateApr 15, 2020
Property Address498 FREEDOM CT, GURNEE, IL 60031-4493
Document Number0007648061
Instrument DateMar 25, 2020
Instrument7648061
Transaction TypeTransfer
Record UpdatedMay 07, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$473.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address498 FREEDOM CT GURNEE IL 600314493, GURNEE, IL 60031-4493

Mortgage

Document Number7648062
DateApr 15, 2020
Instrument7648062
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueApr 14, 2050
Interest
Rate3%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$124,530 (+19.39%) Land $31,208 Building $93,322$373,627 (+19.39%) Land $93,633 Building $279,994
2024$9,711.00 (+4.44%)
2023$9,298.00 (+10.68%)$104,306 (+2.87%) Land $26,140 Building $78,166$312,949 (+2.87%) Land $78,428 Building $234,521
2022$8,401.00$101,393 Land $26,147 Building $75,246$304,210 Land $78,449 Building $225,761

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978616112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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