498 Forest Trl, Winter Park, CO 80482 Property Records

Grand County property record for 498 Forest Trl, Winter Park, CO 80482

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,749 sqft · built 2018
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Tax Bill	$9,453 (2025)
Deeds & Mortgages	May 2018 Construction Loan Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R055860`

Property Details

APN / Parcel Number

Primary APN	`R055860`
Alternative APN	`158733203006`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,749 sqft
Gross Area	5,482 sqft
Basement Area	1,427 sqft
Finished Basement	1,427 sqft

Exterior

Year Built	Built 2018
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.569 acres)
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R055860
Street Address	498 FOREST TRL
City	WINTER PARK
State	CO
Zip	80482-5067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	43
Legal Description	SUBD: ALPINE TIMBERS LOT: 36
Legal Subdivision	ALPINE TIMBERS
Legal Block	3
Legal Lot Number	36
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1049
Census Tract	204

Owner

498 Forest Trl is owned by an individual who acquired it in October 2022.

Source: Grand County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 366, WINTER PARK, CO 80482-0366
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Construction Mortgage ZB NA
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022
Deed Sale	Oct 7, 2022
Deed Document Number	2022008533
Prior Transfer Date	Jun 25, 2013
Prior Transfer Doc	2013005550
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	498 FOREST TRL, WINTER PARK, CO 80482-5067
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	HOMESTEAD TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003964
Date	May 30, 2018
Instrument	2018003964

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	498 FOREST TRL, WINTER PARK, CO 80482-5067
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010511
Date	Dec 12, 2019
Instrument	2019010511

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	498 FOREST TRL, WINTER PARK, CO 80482-5067
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 FOREST TRL, WINTER PARK, CO 80482-5067

Mortgage

Document Number	2020010682
Date	Nov 6, 2020
Instrument	2020010682

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 498 Forest Trl was $9,453.

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Winter Park Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,453.00	$155,990 Land $27,190 Building $128,800	$2,495,730 Land $435,000 Building $2,060,730
2023	$8,171.00 (+24.12%)	$137,020 (+36.3%) Land $32,200 Building $104,820	$2,045,000 (+41.39%) Land $480,580 Building $1,564,420
2022	$6,583.00	$100,530 Land $14,110 Building $86,420	$1,446,390 Land $203,000 Building $1,243,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Forest Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Forest Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 70% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK RANCH WSD serves 3,250 people · EPA ID CO0125844
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ElektraFi, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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