498 Foam St, Monterey, CA 93940 Property Records

Monterey County property record for 498 Foam St, Monterey, CA 93940

Property Summary

Property Type	Commercial Office
Details	2.5 ba · 3,647 sqft · built 1932
Lot Size	0.189 acres (8,231 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Jan 2019)
Tax Bill	$15,693 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-026-010-000`

Property Details

APN / Parcel Number

Primary APN	`001-026-010-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,647 sqft Gross Area
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,231 sqft (0.189 acres)
Garage Area	180 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	498 FOAM ST
City	MONTEREY
State	CA
Zip	93940-7503
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	LITTLES NEW MONTEREY LOT 2 X NWLY 1/2 OF LOT 4 BLK 19
Legal Subdivision	LITTLES NEW MONTEREY
Legal Block	19
Legal Lot Number	2,4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2013
Census Tract	12504

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	17201 SONORA RD, OAKDALE, CA 95361-9523
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage MARINAI FAMILY TRUST
Mar 3, 2022	Grant Deed, Transfer · Commercial Mortgage LAWRENCE M NEAL IRA
Dec 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 18, 2019	Grant Deed, Transfer SOS-II
Jan 18, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Sep 19, 1997 · Amount on Record
Deed Document Number	20192197
Last Transfer Date	Feb 24, 2022
Transfer Doc	0000010611
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	498 FOAM ST, MONTEREY, CA 93940-7503
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17201 SONORA RD, OAKDALE, CA 95361-9523

Mortgage

Document Number	0000001421
Date	Jan 18, 2023
Instrument	2023001421

Lender

Name	MARINAI FAMILY TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 3, 2022
Property Address	498 FOAM ST, MONTEREY, CA 93940-7503
Document Number	0000010611
Map Reference	VOL 1 PG 12
Instrument Date	Feb 24, 2022
Instrument	2022010611
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17201 SONORA RD, OAKDALE, CA 95361-9523

Mortgage

Document Number	0000010612
Date	Mar 3, 2022
Instrument	2022010612

Lender

Name	LAWRENCE M NEAL IRA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 3, 2020
Property Address	498 FOAM ST, MONTEREY, CA 93940-7503
Document Number	0000071562
Instrument Date	Nov 19, 2020
Instrument	71562
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 816 CERES CA 953070816, CERES, CA 95307-0816

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 18, 2019
Property Address	498 FOAM ST, MONTEREY, CA 93940-7503
Document Number	0000002197
Instrument Date	Jan 15, 2019
Instrument	2197
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 816 CERES CA 953070816, CERES, CA 95307-0816

Mortgage

Document Number	2199
Date	Jan 18, 2019
Instrument	2199

Lender

Name	SOS-II
Address	305 S 11TH ST, SAN JOSE, CA 95112-2218

Agreement

Amount	Amount Recorded

Mortgage

Document Number	2198,
Date	Jan 18, 2019
Instrument	2198

Lender

Name	SOS-II
Address	305 S 11TH ST, SAN JOSE, CA 95112-2218

Agreement

Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 18, 2019
Property Address	498 FOAM ST, MONTEREY, CA 93940-7503
Document Number	0000002196
Instrument Date	Jan 15, 2018
Instrument	2196
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	305 S 11TH ST SAN JOSE CA 951122218, SAN JOSE, CA 95112-2218

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,353,038 (+2%) Land $649,458 Building $703,580
2025	$15,693.00 (+3.94%)	$1,326,509 (+4.04%) Land $636,724 Building $689,785
2023	$15,098.00 (+16.66%)	$1,275,000 Land $612,000 Building $663,000
2022	$12,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, GeoLinks, Optimum, Verizon.

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